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Bank Australia · Term deposit · 1 term
LiveTerm Deposit 12 months
The Bank Australia Term Deposit 12 months pays up to 5.50% p.a. as of 18 September 2026, over a 12-month term, 1st of 590 12-month deposits tracked by BankMate. Interest is paid annually, from a $500 deposit. Its rates last changed on 16 September 2026.
5.50%p.a. · 1 year
interest annually; from $500
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
9 changes since 9 Apr 2026- Term Deposit 12 months · 2 terms up 0.10+0.10
- 12-month 5.40 → 5.50
- 12-month 5.40 → 5.50
- Term Deposit 12 months · 2 terms up 0.05+0.05
- 12-month 5.35 → 5.40
- 12-month 5.35 → 5.40
- Term Deposit 12 months · 2 terms up 0.10+0.10
- 12-month 5.25 → 5.35
- 12-month 5.25 → 5.35
- Term Deposit 12 months · 2 terms cut 0.05−0.05
- 12-month 5.30 → 5.25
- 12-month 5.30 → 5.25
- Term Deposit 12 months · 2 terms cut 0.10−0.10
- 12-month 5.40 → 5.30
- 12-month 5.40 → 5.30
- Term Deposit 12 months · 2 terms cut 0.05−0.05
- 12-month 5.45 → 5.40
- 12-month 5.45 → 5.40
Show 3 earlier changes
- Term Deposit 12 months · 2 terms up 0.10+0.10
- 12-month 5.35 → 5.45
- 12-month 5.35 → 5.45
- Term Deposit 12 months · 2 terms cut 0.10−0.10
- 12-month 5.45 → 5.35
- 12-month 5.45 → 5.35
- Term Deposit 12 months · 2 terms up 0.1042 days after the RBA rise to 4.10%+0.10
- 12-month 5.35 → 5.45
- 12-month 5.35 → 5.45
Rates by term
Ranked within each term- 1 year
- 5.50% · #1 of 590 12-month deposits
Deposit
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
Interest
- Paid
- Annually
- Compounding
- monthly
Early withdrawal
- Before maturity
- Allowed · Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
About this product
The fixed term deposit making a positive difference to more than just your bank balance.