The BCU 12 Month Term Deposit pays up to 5.00% p.a. as of 18 September 2026, over a 12-month term, 203rd of 590 12-month deposits tracked by BankMate. Interest is paid annually, from a $1,000 deposit.
5.00%p.a. · 1 year
interest annually; from $1,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
No changes recorded for this product since tracking began on 9 April 2026.
Rates by term
Ranked within each term- 1 year
- 5.00% · #203 of 590 12-month deposits
Deposit
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
Interest
- Paid
- Annually
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.