The BCU 5 Month Term Deposit pays up to 4.80% p.a. as of 18 September 2026, over a 5-month term, 162nd of 547 6-month deposits tracked by BankMate. Interest is paid annually, from a $1,000 deposit. Its rates last changed on 25 August 2026.
4.80%p.a. · 5 months
interest annually; from $1,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- 6 months
- RBA cash rate
- Market average · 12-month deposits
Changes
2 changes since 9 Apr 2026- 5 Month Term Deposit · 5-month 5.25 → 4.80−0.45
- 5 Month Term Deposit · 5-month 5.15 → 5.25+0.10
Rates by term
Ranked within each term- 6 months
- 4.80% · #162 of 547 6-month deposits
Deposit
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
Interest
- Paid
- Annually
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.