The BCU 55 Term Deposit - 12M Mthly pays up to 4.20% p.a. as of 18 September 2026, over a 12-month term, 368th of 590 12-month deposits tracked by BankMate. Interest is paid monthly, from a $5,000 deposit.
4.20%p.a. · 1 year
interest monthly; from $5,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
No changes recorded for this product since tracking began on 9 April 2026.
Rates by term
Ranked within each term- 1 year
- 4.20% · #368 of 590 12-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
Interest
- Paid
- Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.