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First Option Bank · Term deposit · 1 term
Live12 Month Regular Income Term Deposit
The First Option Bank 12 Month Regular Income Term Deposit pays up to 5.15% p.a. as of 18 September 2026, over a 12-month term, 115th of 590 12-month deposits tracked by BankMate. Interest is paid monthly, from a $25,000 deposit.
5.15%p.a. · 1 year
interest monthly; from $25,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
No changes recorded for this product since tracking began on 14 May 2026.
Rates by term
Ranked within each term- 1 year
- 5.15% · #115 of 590 12-month deposits
Deposit
- Minimum deposit
- $25,000
- Maximum deposit
- $9,999,999
Interest
- Paid
- Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed