Provider
LiveFirst Option Bank
As of 18 September 2026, First Option Bank has 15 products across three of the 8 pillars BankMate tracks: 1 savings account, 8 term deposits and 6 personal loans. Its highest-placed product is BEGREEN LOAN at 6.23% comparison rate, 7th of 212 unsecured loans. Its rates last moved on 3 June 2026.
- Pillars
- 3 of 8
- No credit cards, home loans, superannuation…
- Products tracked
- 15
- 1 savings account · 8 term deposits · 6 personal loans
- Highest placed
- #7
- BEGREEN LOAN · of 212 unsecured loans
- Last change
- 3 June 2026
- 2 changes on record
What changed
2 changes across 1 pillar since 27 Mar 2026- Savings accountsKIDS BONUS SAVER 5.30 → 5.55Bonus rate 5.25% → 5.50% · 28 days after the RBA rise to 4.35%+0.25
- Savings accountsKIDS BONUS SAVER 5.05 → 5.30Bonus rate 5.00% → 5.25% · 30 days after the RBA rise to 4.10%+0.25
Savings accounts · 1
Total rate, conditions met · ranked among 94 accountsBonus up to $10k
5.55%#6 of 940.05% base + 5.50% bonus
- Balance range
- $0 - $10,000
- Age
- Up to 17 years
Full savings accounts record for First Option Bank →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for First Option Bank · Compare all savings accounts
Term deposits · 8
Best rate per product, by term · ranked within each term- 5.30%#29 of 590
1 year
- 1 year
- 5.30% · #29 of 590
- Minimum deposit
- $1,000
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.20%#32 of 500
9 months
- 9 months
- 5.20% · #32 of 500
- Minimum deposit
- $1,000
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.15%#115 of 590
1 year
- 1 year
- 5.15% · #115 of 590
- Minimum deposit
- $25,000
- Maximum deposit
- $9,999,999
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
- 5.10%#43 of 547
6 months
- 6 months
- 5.10% · #43 of 547
- Minimum deposit
- $1,000
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 4.85%#50 of 369
3 months
- 3 months
- 4.85% · #50 of 369
- Minimum deposit
- $1,000
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
Show 3 more
- 4.75%#156 of 394
2 years
- 2 years
- 4.75% · #156 of 394
- Minimum deposit
- $1,000
- Maximum deposit
- $2,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 4.65%#134 of 369
3 months
- 3 months
- 4.65% · #134 of 369
- Minimum deposit
- $1,000
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 4.65%#169 of 394
2 years
- 2 years
- 4.65% · #169 of 394
- Minimum deposit
- $25,000
- Maximum deposit
- $9,999,999
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
Full term deposits record for First Option Bank →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 6
Comparison rate · ranked within unsecured or secured loansUnsecured · variable · any purpose · $175 application
6.23%#7 of 212comparison · from 6.74% advertised
- Advertised rate
- from 6.74% p.a.
- Comparison rate
- 6.23% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $2,000
- Extra repayments
- Yes
Unsecured · variable · any purpose · $175 application
8.24%#76 of 212comparison · from 7.99% advertised
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 8.24% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Extra repayments
- Yes
- Early payout
- Yes
Unsecured · variable · any purpose · $175 application
8.24%#76 of 212comparison · from 8.74% advertised
- Advertised rate
- from 8.74% p.a.
- Comparison rate
- 8.24% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $2,000
- Extra repayments
- Yes
Unsecured · variable · car loan · $175 application
11.24%#156 of 212comparison · from 10.99% advertised
- Advertised rate
- from 10.99% p.a.
- Comparison rate
- 11.24% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $15,000
- Extra repayments
- Yes
Unsecured · variable · car loan · $175 application
11.24%#156 of 212comparison · from 10.99% advertised
- Advertised rate
- from 10.99% p.a.
- Comparison rate
- 11.24% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $15,000
- Extra repayments
- Yes
Show 1 more
Unsecured · variable · any purpose · $175 application
14.25%#192 of 212comparison · from 13.99% advertised
- Advertised rate
- from 13.99% p.a.
- Comparison rate
- 14.25% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $2,000
- Extra repayments
- Yes
Full personal loans record for First Option Bank →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
First Option Bank has no credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
Notes on First Option Bank
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