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First Option Bank · Term deposit · 1 term

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3 Month Fixed Term

The First Option Bank 3 Month Fixed Term pays up to 4.85% p.a. as of 18 September 2026, over a 3-month term, 50th of 369 3-month deposits tracked by BankMate. Interest is paid at maturity, from a $1,000 deposit.

4.85%p.a. · 3 months

interest at maturity; from $1,000

Early withdrawal is not allowed.

Go to First Option Bank

Rates over time

Best rate per term
  • 3 months
  • RBA cash rate
  • Market average · 12-month deposits
4.204.404.604.805.00JunJulAugToday4.85

Changes

No changes recorded for this product since tracking began on 14 May 2026.

Rates by term

Ranked within each term
3 months
4.85% · #50 of 369 3-month deposits

Deposit

Minimum deposit
$1,000
Maximum deposit
$9,999,999

Interest

Paid
At maturity
Compounding
monthly

Early withdrawal

Before maturity
Not allowed

Compare all term deposits