100,000 pts NAB Rewards, worth about $500 as of 18 September 2026. After the $95 first-year fee it nets $405, 25th of 51 bonus cards tracked by BankMate. No end date is published for the offer.
100,000points
80,000 pts in year one, the rest in year two · ≈ $500 in value · $405 after the $95 first-year fee
80,000 bonus points when you spend $3,000 on everyday purchases within the first 90 days of account opening + 20,000 bonus points when you keep your card for over 12 months
Bonus over time
Sign-up bonus points- NAB Rewards Platinum Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $195
- First-year fee
- $95
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $20
Earning
- Rewards program
- NAB Rewards
- Base earn rate
- 1 NAB Rewards pts per $
- Travel spend
- 2 pts per $
- Grocery spend
- 1.5 pts per $
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 12 months, then 21.74%
Perks
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $3,000
About this product
Earn NAB Rewards Points and enjoy platinum services and complimentary insurances