A $200 sign-up bonus as of 18 September 2026. After the $49 first-year fee it nets $151, 42nd of 51 bonus cards tracked by BankMate. No end date is published for the offer.

$200bonus
$151 after the $49 first-year fee
$200 cashback when you spend $1,500 on purchases within 90 days from account opening.
Bonus over time
Sign-up bonus value- NAB Low Fee Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $49
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $20
Earning
- Rewards program
- None
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 12 months
Perks
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $1,000
About this product
Enjoy our lowest annual card fee of only $30 and our special cashback offer.