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NAB Rewards Card

NAB Rewards · Credit card

NAB Rewards Card

100,000points

80,000 pts in year one, the rest in year two · ≈ $290 in value · $95 after the $195 first-year fee

40th of 66 bonus cards

Go to NAB

80,000 bonus points when you spend $3,000 on everyday purchases within the first 90 days of account opening + 20,000 bonus points when you keep your card for over 12 months

Annual fee
$195
Rewards program
NAB Rewards
Purchase rate
22.49% p.a.
Complimentary travel insurance
Yes
Minimum credit limit
$3,000
Additional cardholder
Free
Compare all 113 cards

Annual fee
$195
Additional cardholder
Free
Foreign transaction fee
3.5%
Late payment fee
$20

Rewards program
NAB Rewards
Base earn rate
0.5 NAB Rewards pts per $
Petrol spend
2 pts per $
Grocery spend
2 pts per $

Purchase rate
22.49% p.a.
Cash advance rate
22.99% p.a.
Interest-free days
Up to 44
Balance transfer
0.00% for 12 months, then 22.99%

Complimentary travel insurance
Yes
Purchase protection
Yes
Concierge
Yes
Network
Visa

Minimum credit limit
$3,000

  • NAB Rewards Card
100kSepOctToday100kpoints today

October 20261 change

  1. 1Thu
    • Base earn rate 1 → 0.5 per $
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Earn NAB Rewards Points and enjoy platinum services and complimentary insurances

Also from NAB: NAB Low Rate Card $301 net · NAB Qantas Rewards Signature Card $231 net · NAB Low Fee Card $201 net · NAB Qantas Rewards Premium Card $175 net · NAB Travel Card $127 net

100,000 pts NAB Rewards, worth about $290 as of 2 November 2026. After the $195 first-year fee it nets $95, 40th of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.