NAB home loans

2 home loans with 24 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.

Loan	Variable	1 yr fixed	2 yr	3 yr	4 yr	5 yr	Go to site
NAB Tailored Home LoanOffset account	6.57%	7.32%	7.28%	7.27%	7.24%	7.23%	Go to site
NAB Base Variable Rate Home LoanRedraw · no ongoing fee	6.69%	–	–	–	–	–	Go to site

NAB Tailored Home LoanOffset account6.57%
NAB Base Variable Rate Home LoanRedraw · no ongoing fee6.69%

The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Compare all 321 home loans

Compare NAB side by side

Often compared with: Westpac · CommBank · ANZ

October 20264 changes

10Sat

NAB Base Variable Rate Home Loan4 variants up 0.25 to 0.2610 days after the RBA rise to 4.60%
All Variable · ≤95% LVR
P&I · Owner-occupier 6.44 6.69 +0.25
P&I · Investor 6.96 7.21 +0.25
Interest Only · Owner-occupier 6.83 7.08 +0.25
Interest Only · Investor 7.27 7.53 +0.26
+0.25 to +0.26

NAB Tailored Home Loan96 variants up 0.13 to 0.2510 days after the RBA rise to 4.60%

Variable · P&I · Owner-occupier · 60–70% LVR	6.17	→	6.42	+0.25
Variable · P&I · Owner-occupier · ≤60% LVR	6.17	→	6.42	+0.25
Variable · P&I · Owner-occupier · 70–80% LVR	6.32	→	6.57	+0.25
Variable · P&I · Investor · 60–70% LVR	6.33	→	6.58	+0.25
Variable · P&I · Investor · ≤60% LVR	6.33	→	6.58	+0.25
Variable · P&I · Investor · 70–80% LVR	6.43	→	6.68	+0.25
Variable · Interest Only · Investor · 60–70% LVR	6.91	→	7.15	+0.24
Variable · Interest Only · Investor · ≤60% LVR	6.91	→	7.15	+0.24
Variable · Interest Only · Investor · 70–80% LVR	7.06	→	7.31	+0.25
1yr Fixed · P&I · Owner-occupier · 70–80% LVR	7.09	→	7.32	+0.23
1yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.92	→	7.14	+0.22
1yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.92	→	7.14	+0.22
2yr Fixed · P&I · Owner-occupier · 70–80% LVR	7.08	→	7.28	+0.20
2yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.92	→	7.12	+0.20
2yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.92	→	7.12	+0.20
1yr Fixed · P&I · Investor · 60–70% LVR	7.19	→	7.41	+0.22
1yr Fixed · P&I · Investor · 70–80% LVR	7.37	→	7.59	+0.22
1yr Fixed · P&I · Investor · ≤60% LVR	7.19	→	7.41	+0.22
Variable · P&I · Owner-occupier · 80–95% LVR	6.72	→	6.97	+0.25
2yr Fixed · P&I · Investor · 70–80% LVR	7.33	→	7.53	+0.20
2yr Fixed · P&I · Investor · 60–70% LVR	7.17	→	7.37	+0.20
1yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.10	→	7.33	+0.23
2yr Fixed · P&I · Investor · ≤60% LVR	7.17	→	7.37	+0.20
2yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.10	→	7.30	+0.20
4yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.96	→	7.12	+0.16
4yr Fixed · P&I · Owner-occupier · 70–80% LVR	7.09	→	7.24	+0.15
3yr Fixed · P&I · Owner-occupier · 70–80% LVR	7.09	→	7.27	+0.18
3yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.95	→	7.13	+0.18
3yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.95	→	7.13	+0.18
4yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.96	→	7.12	+0.16
Variable · Interest Only · Owner-occupier · 60–70% LVR	6.86	→	7.11	+0.25
1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.08	→	7.31	+0.23
1yr Fixed · Interest Only · Investor · 70–80% LVR	7.44	→	7.66	+0.22
1yr Fixed · Interest Only · Investor · ≤60% LVR	7.26	→	7.48	+0.22
1yr Fixed · P&I · Investor · 80–95% LVR	7.38	→	7.60	+0.22
Variable · Interest Only · Owner-occupier · ≤60% LVR	6.86	→	7.11	+0.25
5yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.98	→	7.12	+0.14
5yr Fixed · P&I · Owner-occupier · 70–80% LVR	7.09	→	7.23	+0.14
5yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.98	→	7.12	+0.14
1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.08	→	7.31	+0.23
1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.26	→	7.49	+0.23
1yr Fixed · Interest Only · Investor · 60–70% LVR	7.26	→	7.48	+0.22
4yr Fixed · P&I · Investor · 70–80% LVR	7.29	→	7.45	+0.16
3yr Fixed · P&I · Investor · ≤60% LVR	7.18	→	7.35	+0.17
3yr Fixed · P&I · Investor · 70–80% LVR	7.32	→	7.49	+0.17
4yr Fixed · P&I · Investor · ≤60% LVR	7.17	→	7.32	+0.15
3yr Fixed · P&I · Investor · 60–70% LVR	7.18	→	7.35	+0.17
4yr Fixed · P&I · Investor · 60–70% LVR	7.17	→	7.32	+0.15
2yr Fixed · P&I · Investor · 80–95% LVR	7.35	→	7.55	+0.20
2yr Fixed · Interest Only · Investor · 60–70% LVR	7.24	→	7.44	+0.20
5yr Fixed · P&I · Investor · 60–70% LVR	7.17	→	7.31	+0.14
2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.22	→	7.42	+0.20
2yr Fixed · Interest Only · Investor · ≤60% LVR	7.24	→	7.44	+0.20
2yr Fixed · Interest Only · Investor · 70–80% LVR	7.40	→	7.60	+0.20
2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.06	→	7.26	+0.20
2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.06	→	7.26	+0.20
5yr Fixed · P&I · Investor · 70–80% LVR	7.28	→	7.41	+0.13
5yr Fixed · P&I · Investor · ≤60% LVR	7.17	→	7.31	+0.14
4yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.13	→	7.28	+0.15
3yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.12	→	7.30	+0.18
1yr Fixed · Interest Only · Investor · 80–95% LVR	7.45	→	7.67	+0.22
5yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.14	→	7.27	+0.13
1yr Fixed · Interest Only · Owner-occupier · 80–95% LVR	7.27	→	7.50	+0.23
Variable · Interest Only · Owner-occupier · 70–80% LVR	7.02	→	7.27	+0.25
4yr Fixed · Interest Only · Investor · 70–80% LVR	7.34	→	7.50	+0.16
3yr Fixed · Interest Only · Investor · ≤60% LVR	7.23	→	7.41	+0.18
4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.04	→	7.20	+0.16
4yr Fixed · Interest Only · Investor · 60–70% LVR	7.21	→	7.37	+0.16
4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.04	→	7.20	+0.16
3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.06	→	7.24	+0.18
3yr Fixed · P&I · Investor · 80–95% LVR	7.35	→	7.52	+0.17
3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.06	→	7.24	+0.18
4yr Fixed · Interest Only · Investor · ≤60% LVR	7.21	→	7.37	+0.16
4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.17	→	7.33	+0.16
3yr Fixed · Interest Only · Investor · 60–70% LVR	7.23	→	7.41	+0.18
3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.20	→	7.38	+0.18
4yr Fixed · P&I · Investor · 80–95% LVR	7.33	→	7.48	+0.15
3yr Fixed · Interest Only · Investor · 70–80% LVR	7.37	→	7.55	+0.18
5yr Fixed · Interest Only · Investor · ≤60% LVR	7.21	→	7.35	+0.14
5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.15	→	7.29	+0.14
2yr Fixed · Interest Only · Investor · 80–95% LVR	7.42	→	7.62	+0.20
5yr Fixed · Interest Only · Investor · 70–80% LVR	7.32	→	7.46	+0.14
2yr Fixed · Interest Only · Owner-occupier · 80–95% LVR	7.24	→	7.44	+0.20
5yr Fixed · P&I · Investor · 80–95% LVR	7.32	→	7.46	+0.14
5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.04	→	7.18	+0.14
5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.04	→	7.18	+0.14
5yr Fixed · Interest Only · Investor · 60–70% LVR	7.21	→	7.35	+0.14
4yr Fixed · Interest Only · Investor · 80–95% LVR	7.38	→	7.53	+0.15
4yr Fixed · Interest Only · Owner-occupier · 80–95% LVR	7.21	→	7.37	+0.16
3yr Fixed · Interest Only · Owner-occupier · 80–95% LVR	7.23	→	7.41	+0.18
3yr Fixed · Interest Only · Investor · 80–95% LVR	7.40	→	7.58	+0.18
5yr Fixed · Interest Only · Owner-occupier · 80–95% LVR	7.19	→	7.33	+0.14
5yr Fixed · Interest Only · Investor · 80–95% LVR	7.36	→	7.50	+0.14
Variable · P&I · Investor · 80–95% LVR	7.12	→	7.36	+0.24
Variable · Interest Only · Investor · 80–95% LVR	7.36	→	7.61	+0.25
Variable · Interest Only · Owner-occupier · 80–95% LVR	7.28	→	7.53	+0.25

+0.13 to +0.25

8Thu

NAB Tailored Home Loan40 variants cut 0.02 to 0.13

All Interest Only

1yr Fixed · Owner-occupier · 60–70% LVR	7.10	→	7.08	−0.02
1yr Fixed · Investor · 70–80% LVR	7.46	→	7.44	−0.02
1yr Fixed · Investor · ≤60% LVR	7.28	→	7.26	−0.02
1yr Fixed · Owner-occupier · ≤60% LVR	7.10	→	7.08	−0.02
1yr Fixed · Owner-occupier · 70–80% LVR	7.28	→	7.26	−0.02
1yr Fixed · Investor · 60–70% LVR	7.28	→	7.26	−0.02
2yr Fixed · Investor · 60–70% LVR	7.27	→	7.24	−0.03
2yr Fixed · Owner-occupier · 70–80% LVR	7.26	→	7.22	−0.04
2yr Fixed · Investor · ≤60% LVR	7.27	→	7.24	−0.03
2yr Fixed · Investor · 70–80% LVR	7.43	→	7.40	−0.03
2yr Fixed · Owner-occupier · ≤60% LVR	7.09	→	7.06	−0.03
2yr Fixed · Owner-occupier · 60–70% LVR	7.09	→	7.06	−0.03
1yr Fixed · Investor · 80–95% LVR	7.47	→	7.45	−0.02
1yr Fixed · Owner-occupier · 80–95% LVR	7.29	→	7.27	−0.02
4yr Fixed · Investor · 70–80% LVR	7.41	→	7.34	−0.07
3yr Fixed · Investor · ≤60% LVR	7.28	→	7.23	−0.05
4yr Fixed · Owner-occupier · ≤60% LVR	7.11	→	7.04	−0.07
4yr Fixed · Investor · 60–70% LVR	7.28	→	7.21	−0.07
4yr Fixed · Owner-occupier · 60–70% LVR	7.11	→	7.04	−0.07
3yr Fixed · Owner-occupier · ≤60% LVR	7.11	→	7.06	−0.05
3yr Fixed · Owner-occupier · 60–70% LVR	7.11	→	7.06	−0.05
4yr Fixed · Investor · ≤60% LVR	7.28	→	7.21	−0.07
4yr Fixed · Owner-occupier · 70–80% LVR	7.24	→	7.17	−0.07
3yr Fixed · Investor · 60–70% LVR	7.28	→	7.23	−0.05
3yr Fixed · Owner-occupier · 70–80% LVR	7.25	→	7.20	−0.05
3yr Fixed · Investor · 70–80% LVR	7.43	→	7.37	−0.06
5yr Fixed · Investor · ≤60% LVR	7.33	→	7.21	−0.12
5yr Fixed · Owner-occupier · 70–80% LVR	7.23	→	7.15	−0.08
2yr Fixed · Investor · 80–95% LVR	7.45	→	7.42	−0.03
5yr Fixed · Investor · 70–80% LVR	7.44	→	7.32	−0.12
2yr Fixed · Owner-occupier · 80–95% LVR	7.28	→	7.24	−0.04
5yr Fixed · Owner-occupier · 60–70% LVR	7.12	→	7.04	−0.08
5yr Fixed · Owner-occupier · ≤60% LVR	7.12	→	7.04	−0.08
5yr Fixed · Investor · 60–70% LVR	7.33	→	7.21	−0.12
4yr Fixed · Investor · 80–95% LVR	7.45	→	7.38	−0.07
4yr Fixed · Owner-occupier · 80–95% LVR	7.28	→	7.21	−0.07
3yr Fixed · Owner-occupier · 80–95% LVR	7.28	→	7.23	−0.05
3yr Fixed · Investor · 80–95% LVR	7.46	→	7.40	−0.06
5yr Fixed · Owner-occupier · 80–95% LVR	7.28	→	7.19	−0.09
5yr Fixed · Investor · 80–95% LVR	7.49	→	7.36	−0.13

−0.13 to −0.02

3Sat

NAB Tailored Home Loan74 variants up 0.01 to 0.143 days after the RBA rise to 4.60%

1yr Fixed · P&I · Owner-occupier · 70–80% LVR	7.07	→	7.09	+0.02
1yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.90	→	6.92	+0.02
1yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.90	→	6.92	+0.02
2yr Fixed · P&I · Owner-occupier · 70–80% LVR	7.01	→	7.08	+0.07
2yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.86	→	6.92	+0.06
2yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.86	→	6.92	+0.06
1yr Fixed · P&I · Investor · 60–70% LVR	7.17	→	7.19	+0.02
1yr Fixed · P&I · Investor · 70–80% LVR	7.35	→	7.37	+0.02
1yr Fixed · P&I · Investor · ≤60% LVR	7.17	→	7.19	+0.02
2yr Fixed · P&I · Investor · 70–80% LVR	7.27	→	7.33	+0.06
2yr Fixed · P&I · Investor · 60–70% LVR	7.11	→	7.17	+0.06
1yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.08	→	7.10	+0.02
2yr Fixed · P&I · Investor · ≤60% LVR	7.11	→	7.17	+0.06
2yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.03	→	7.10	+0.07
4yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.86	→	6.96	+0.10
4yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.98	→	7.09	+0.11
3yr Fixed · P&I · Owner-occupier · 70–80% LVR	7.01	→	7.09	+0.08
3yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.87	→	6.95	+0.08
3yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.87	→	6.95	+0.08
4yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.86	→	6.96	+0.10
1yr Fixed · Interest Only · Investor · 70–80% LVR	7.44	→	7.46	+0.02
1yr Fixed · Interest Only · Investor · ≤60% LVR	7.26	→	7.28	+0.02
1yr Fixed · P&I · Investor · 80–95% LVR	7.36	→	7.38	+0.02
5yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.85	→	6.98	+0.13
5yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.96	→	7.09	+0.13
5yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.85	→	6.98	+0.13
1yr Fixed · Interest Only · Investor · 60–70% LVR	7.26	→	7.28	+0.02
4yr Fixed · P&I · Investor · 70–80% LVR	7.21	→	7.29	+0.08
3yr Fixed · P&I · Investor · ≤60% LVR	7.11	→	7.18	+0.07
3yr Fixed · P&I · Investor · 70–80% LVR	7.25	→	7.32	+0.07
4yr Fixed · P&I · Investor · ≤60% LVR	7.08	→	7.17	+0.09
3yr Fixed · P&I · Investor · 60–70% LVR	7.11	→	7.18	+0.07
4yr Fixed · P&I · Investor · 60–70% LVR	7.08	→	7.17	+0.09
2yr Fixed · P&I · Investor · 80–95% LVR	7.29	→	7.35	+0.06
2yr Fixed · Interest Only · Investor · 60–70% LVR	7.21	→	7.27	+0.06
5yr Fixed · P&I · Investor · 60–70% LVR	7.06	→	7.17	+0.11
2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.24	→	7.26	+0.02
2yr Fixed · Interest Only · Investor · ≤60% LVR	7.21	→	7.27	+0.06
2yr Fixed · Interest Only · Investor · 70–80% LVR	7.37	→	7.43	+0.06
2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.07	→	7.09	+0.02
2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.07	→	7.09	+0.02
5yr Fixed · P&I · Investor · 70–80% LVR	7.17	→	7.28	+0.11
5yr Fixed · P&I · Investor · ≤60% LVR	7.06	→	7.17	+0.11
4yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.02	→	7.13	+0.11
3yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.04	→	7.12	+0.08
1yr Fixed · Interest Only · Investor · 80–95% LVR	7.45	→	7.47	+0.02
5yr Fixed · P&I · Owner-occupier · 80–95% LVR	7.00	→	7.14	+0.14
4yr Fixed · Interest Only · Investor · 70–80% LVR	7.32	→	7.41	+0.09
3yr Fixed · Interest Only · Investor · ≤60% LVR	7.22	→	7.28	+0.06
4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.10	→	7.11	+0.01
4yr Fixed · Interest Only · Investor · 60–70% LVR	7.19	→	7.28	+0.09
4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.10	→	7.11	+0.01
3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.10	→	7.11	+0.01
3yr Fixed · P&I · Investor · 80–95% LVR	7.28	→	7.35	+0.07
3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.10	→	7.11	+0.01
4yr Fixed · Interest Only · Investor · ≤60% LVR	7.19	→	7.28	+0.09
4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.22	→	7.24	+0.02
3yr Fixed · Interest Only · Investor · 60–70% LVR	7.22	→	7.28	+0.06
4yr Fixed · P&I · Investor · 80–95% LVR	7.24	→	7.33	+0.09
3yr Fixed · Interest Only · Investor · 70–80% LVR	7.36	→	7.43	+0.07
5yr Fixed · Interest Only · Investor · ≤60% LVR	7.21	→	7.33	+0.12
5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.21	→	7.23	+0.02
2yr Fixed · Interest Only · Investor · 80–95% LVR	7.39	→	7.45	+0.06
5yr Fixed · Interest Only · Investor · 70–80% LVR	7.32	→	7.44	+0.12
2yr Fixed · Interest Only · Owner-occupier · 80–95% LVR	7.26	→	7.28	+0.02
5yr Fixed · P&I · Investor · 80–95% LVR	7.21	→	7.32	+0.11
5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.09	→	7.12	+0.03
5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.09	→	7.12	+0.03
5yr Fixed · Interest Only · Investor · 60–70% LVR	7.21	→	7.33	+0.12
4yr Fixed · Interest Only · Investor · 80–95% LVR	7.36	→	7.45	+0.09
4yr Fixed · Interest Only · Owner-occupier · 80–95% LVR	7.26	→	7.28	+0.02
3yr Fixed · Interest Only · Investor · 80–95% LVR	7.39	→	7.46	+0.07
5yr Fixed · Interest Only · Owner-occupier · 80–95% LVR	7.25	→	7.28	+0.03
5yr Fixed · Interest Only · Investor · 80–95% LVR	7.37	→	7.49	+0.12

+0.01 to +0.14

September 20263 changes

24Thu
- NAB Tailored Home Loan2 variants cut 0.05
  All Variable · P&I · Owner-occupier
  60–70% LVR 6.22 6.17 −0.05
  ≤60% LVR 6.22 6.17 −0.05
  −0.05

18Fri

NAB Tailored Home Loan60 variants up 0.01 to 0.07

1yr Fixed · P&I · Owner-occupier · 70–80% LVR	7.06	→	7.07	+0.01
1yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.88	→	6.90	+0.02
1yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.88	→	6.90	+0.02
2yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.98	→	7.01	+0.03
2yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.83	→	6.86	+0.03
2yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.83	→	6.86	+0.03
1yr Fixed · P&I · Investor · 60–70% LVR	7.16	→	7.17	+0.01
1yr Fixed · P&I · Investor · 70–80% LVR	7.33	→	7.35	+0.02
1yr Fixed · P&I · Investor · ≤60% LVR	7.16	→	7.17	+0.01
2yr Fixed · P&I · Investor · 70–80% LVR	7.24	→	7.27	+0.03
2yr Fixed · P&I · Investor · 60–70% LVR	7.08	→	7.11	+0.03
2yr Fixed · P&I · Investor · ≤60% LVR	7.08	→	7.11	+0.03
4yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.81	→	6.86	+0.05
4yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.93	→	6.98	+0.05
3yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.97	→	7.01	+0.04
3yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.83	→	6.87	+0.04
3yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.83	→	6.87	+0.04
4yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.81	→	6.86	+0.05
1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.08	→	7.10	+0.02
1yr Fixed · Interest Only · Investor · 70–80% LVR	7.43	→	7.44	+0.01
1yr Fixed · Interest Only · Investor · ≤60% LVR	7.25	→	7.26	+0.01
5yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.78	→	6.85	+0.07
5yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.89	→	6.96	+0.07
5yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.78	→	6.85	+0.07
1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.08	→	7.10	+0.02
1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.26	→	7.28	+0.02
1yr Fixed · Interest Only · Investor · 60–70% LVR	7.25	→	7.26	+0.01
4yr Fixed · P&I · Investor · 70–80% LVR	7.15	→	7.21	+0.06
3yr Fixed · P&I · Investor · ≤60% LVR	7.07	→	7.11	+0.04
3yr Fixed · P&I · Investor · 70–80% LVR	7.21	→	7.25	+0.04
4yr Fixed · P&I · Investor · ≤60% LVR	7.03	→	7.08	+0.05
3yr Fixed · P&I · Investor · 60–70% LVR	7.07	→	7.11	+0.04
4yr Fixed · P&I · Investor · 60–70% LVR	7.03	→	7.08	+0.05
2yr Fixed · Interest Only · Investor · 60–70% LVR	7.18	→	7.21	+0.03
5yr Fixed · P&I · Investor · 60–70% LVR	6.99	→	7.06	+0.07
2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.21	→	7.24	+0.03
2yr Fixed · Interest Only · Investor · ≤60% LVR	7.18	→	7.21	+0.03
2yr Fixed · Interest Only · Investor · 70–80% LVR	7.34	→	7.37	+0.03
2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.04	→	7.07	+0.03
2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.04	→	7.07	+0.03
5yr Fixed · P&I · Investor · 70–80% LVR	7.10	→	7.17	+0.07
5yr Fixed · P&I · Investor · ≤60% LVR	6.99	→	7.06	+0.07
4yr Fixed · Interest Only · Investor · 70–80% LVR	7.26	→	7.32	+0.06
3yr Fixed · Interest Only · Investor · ≤60% LVR	7.17	→	7.22	+0.05
4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.04	→	7.10	+0.06
4yr Fixed · Interest Only · Investor · 60–70% LVR	7.13	→	7.19	+0.06
4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.04	→	7.10	+0.06
3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.06	→	7.10	+0.04
3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.06	→	7.10	+0.04
4yr Fixed · Interest Only · Investor · ≤60% LVR	7.13	→	7.19	+0.06
4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.17	→	7.22	+0.05
3yr Fixed · Interest Only · Investor · 60–70% LVR	7.17	→	7.22	+0.05
3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.20	→	7.25	+0.05
3yr Fixed · Interest Only · Investor · 70–80% LVR	7.31	→	7.36	+0.05
5yr Fixed · Interest Only · Investor · ≤60% LVR	7.14	→	7.21	+0.07
5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	7.14	→	7.21	+0.07
5yr Fixed · Interest Only · Investor · 70–80% LVR	7.25	→	7.32	+0.07
5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	7.02	→	7.09	+0.07
5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	7.02	→	7.09	+0.07
5yr Fixed · Interest Only · Investor · 60–70% LVR	7.14	→	7.21	+0.07

+0.01 to +0.07

NAB Base Variable Rate Home Loan2 variants cut 0.12 to 0.13
All Variable · Investor · ≤95% LVR
P&I 7.09 6.96 −0.13
Interest Only 7.39 7.27 −0.12
−0.13 to −0.12

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report

Notes on NAB home loans

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As of 1 November 2026, NAB has two home loan products in 100 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.57% (NAB Tailored Home Loan), ranking 54th of 93 variable owner-occupier P&I loans and sitting 0.01 points below the market average of 6.58%. Its rates last moved on 10 October 2026, 10 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.

P&I · Owner-occupier	6.44	→	6.69	+0.25
P&I · Investor	6.96	→	7.21	+0.25
Interest Only · Owner-occupier	6.83	→	7.08	+0.25
Interest Only · Investor	7.27	→	7.53	+0.26

NAB home loans

Rates over timeComparison rate of each product's headline variant

ChangesLast change 10 Oct

October 20264 changes

September 20263 changes

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Notes on NAB home loans