NAB term deposits
NAB has one term deposit that BankMate tracks, with 75 options: 27 terms from 1 month to 5 years, interest paid at maturity, monthly, quarterly, half-yearly or annually.
Term deposit · 27 terms
NAB Term Deposit
5.30%p.a. · 1 year
interest at maturity or half-yearly or quarterly or monthly or annually; from $5,000
52nd of 401 12-month deposits
Rates by term and how interest is paid
- At maturity3.35%
- Monthly–
- Quarterly–
- Half-yearly–
- Annually–
- Terms
- 1 month to 5 years
- Minimum deposit
- $5,000
- Maximum deposit
- $1,999,999
- To break it early
- 31 days' notice
- 1 month
- 1.40% · #39 of 62 1-month deposits
- 2 months
- 1.65% · #40 of 68 2-month deposits
- 3 months
- 3.35% · #112 of 164 3-month deposits
- 4 months
- 3.35% · #73 of 88 4-month deposits
- 5 months
- 3.40% · #62 of 79 5-month deposits
- 6 months
- 3.50% · #136 of 180 6-month deposits
- 7 months
- 3.60% · #55 of 92 7-month deposits
- 8 months
- 3.70% · #37 of 81 8-month deposits
- 9 months
- 3.80% · #87 of 149 9-month deposits
- 10 months
- 3.85% · #30 of 86 10-month deposits
- 1 year
- 5.30% · #52 of 401 12-month deposits
- 14 months
- 5.00% · #1 of 19 14-month deposits
- 15 months
- 5.00% · #1 of 25 15-month deposits
- 16 months
- 5.00% · #1 of 7 16-month deposits
- 17 months
- 5.00% · #1 of 13 17-month deposits
- 18 months
- 5.00% · #7 of 86 18-month deposits
- 19 months
- 5.00% · #1 of 7 19-month deposits
- 20 months
- 5.00% · #1 of 7 20-month deposits
- 21 months
- 5.00% · #1 of 7 21-month deposits
- 2 years
- 5.00% · #73 of 255 24-month deposits
- 3 years
- 3.80% · #152 of 221 36-month deposits
- 4 years
- 3.80% · #86 of 125 48-month deposits
- 5 years
- 3.80% · #78 of 124 60-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- $1,999,999
- Paid
- At maturity or Half-yearly or Quarterly or Monthly or Annually
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- any withdrawal of funds from the term deposit prior to its maturity will be subject to 31 calendar days' notice. … In the case of hardship, NAB may waive the 31 calendar days' notice period following an assessment of your circumstances. … interest may be reduced on the amount you withdraw. Any reduction of interest will be based on the term remaining for the term deposit
- Read from
- NAB's own site, 28 October 2026
September 20262 changes
- 22Tue
- 6 terms up 0.05 to 0.15+0.05 to +0.15
7-month, paid at maturity 3.55 3.60 +0.05 8-month, paid at maturity 3.60 3.70 +0.10 9-month, paid at maturity 3.70 3.80 +0.10 10-month, paid at maturity 3.70 3.85 +0.15 11-month, paid at maturity 3.70 3.85 +0.15 12-month, paid at maturity 5.20 5.30 +0.10 12-month, paid monthly or quarterly 5.10 5.20 +0.10
- 15Tue
- 2 terms moved in both directions−1.30 to +0.05
9-month, paid at maturity 5.00 3.70 −1.30 12-month, paid at maturity 5.15 5.20 +0.05 12-month, paid monthly or quarterly 5.05 5.10 +0.05
August 20261 change
- 22Sat
- 14 terms cut 0.10 to 0.20−0.20 to −0.10
9-month, paid at maturity 5.10 5.00 −0.10 12-month, paid at maturity 5.25 5.15 −0.10 12-month, paid monthly or quarterly 5.15 5.05 −0.10 13-month, paid monthly or quarterly 5.10 4.90 −0.20 13-month, paid annually 5.20 5.00 −0.20 14-month, paid monthly or quarterly 5.10 4.90 −0.20 14-month, paid annually 5.20 5.00 −0.20 15-month, paid monthly or quarterly 5.10 4.90 −0.20 15-month, paid annually 5.20 5.00 −0.20 16-month, paid monthly or quarterly 5.10 4.90 −0.20 16-month, paid annually 5.20 5.00 −0.20 17-month, paid monthly or quarterly 5.10 4.90 −0.20 17-month, paid annually 5.20 5.00 −0.20 18-month, paid monthly or quarterly 5.10 4.90 −0.20 18-month, paid annually 5.20 5.00 −0.20 19-month, paid monthly or quarterly 5.10 4.90 −0.20 19-month, paid annually 5.20 5.00 −0.20 20-month, paid monthly or quarterly 5.10 4.90 −0.20 20-month, paid annually 5.20 5.00 −0.20 21-month, paid monthly or quarterly 5.10 4.90 −0.20 21-month, paid annually 5.20 5.00 −0.20 22-month, paid monthly or quarterly 5.10 4.90 −0.20 22-month, paid annually 5.20 5.00 −0.20 23-month, paid monthly or quarterly 5.10 4.90 −0.20 23-month, paid annually 5.20 5.00 −0.20 24-month, paid monthly or quarterly 5.10 4.90 −0.20 24-month, paid annually 5.20 5.00 −0.20
June 20261 change
- 5Fri
- 9-month, paid at maturity: 3.70 → 5.1030 days after the RBA rise to 4.35%+1.40
May 20262 changes
- 26Tue
- 12-month up 0.0520 days after the RBA rise to 4.35%+0.05
12-month, paid at maturity 5.20 5.25 +0.05 12-month, paid monthly or quarterly 5.10 5.15 +0.05
- 6Wed
- 13 terms up 0.10 to 0.20The day of the RBA rise to 4.35%+0.10 to +0.20
12-month, paid at maturity 5.10 5.20 +0.10 12-month, paid monthly or quarterly 5.00 5.10 +0.10 13-month, paid monthly or quarterly 5.00 5.10 +0.10 13-month, paid annually 5.10 5.20 +0.10 14-month, paid monthly or quarterly 5.00 5.10 +0.10 14-month, paid annually 5.10 5.20 +0.10 15-month, paid monthly or quarterly 5.00 5.10 +0.10 15-month, paid annually 5.10 5.20 +0.10 16-month, paid monthly or quarterly 5.00 5.10 +0.10 16-month, paid annually 5.10 5.20 +0.10 17-month, paid monthly or quarterly 5.00 5.10 +0.10 17-month, paid annually 5.10 5.20 +0.10 18-month, paid monthly or quarterly 5.00 5.10 +0.10 18-month, paid annually 5.10 5.20 +0.10 19-month, paid monthly or quarterly 5.00 5.10 +0.10 19-month, paid annually 5.10 5.20 +0.10 20-month, paid monthly or quarterly 5.00 5.10 +0.10 20-month, paid annually 5.10 5.20 +0.10 21-month, paid monthly or quarterly 5.00 5.10 +0.10 21-month, paid annually 5.10 5.20 +0.10 22-month, paid monthly or quarterly 5.00 5.10 +0.10 22-month, paid annually 5.10 5.20 +0.10 23-month, paid monthly or quarterly 5.00 5.10 +0.10 23-month, paid annually 5.10 5.20 +0.10 24-month, paid annually 5.00 5.20 +0.20
April 20261 change
- 11Sat
- 12 terms up 0.1024 days after the RBA rise to 4.10%+0.10
12-month, paid at maturity 5.00 5.10 +0.10 12-month, paid monthly or quarterly 4.90 5.00 +0.10 13-month, paid monthly or quarterly 4.90 5.00 +0.10 13-month, paid annually 5.00 5.10 +0.10 14-month, paid monthly or quarterly 4.90 5.00 +0.10 14-month, paid annually 5.00 5.10 +0.10 15-month, paid monthly or quarterly 4.90 5.00 +0.10 15-month, paid annually 5.00 5.10 +0.10 16-month, paid monthly or quarterly 4.90 5.00 +0.10 16-month, paid annually 5.00 5.10 +0.10 17-month, paid monthly or quarterly 4.90 5.00 +0.10 17-month, paid annually 5.00 5.10 +0.10 18-month, paid monthly or quarterly 4.90 5.00 +0.10 18-month, paid annually 5.00 5.10 +0.10 19-month, paid monthly or quarterly 4.90 5.00 +0.10 19-month, paid annually 5.00 5.10 +0.10 20-month, paid monthly or quarterly 4.90 5.00 +0.10 20-month, paid annually 5.00 5.10 +0.10 21-month, paid monthly or quarterly 4.90 5.00 +0.10 21-month, paid annually 5.00 5.10 +0.10 22-month, paid monthly or quarterly 4.90 5.00 +0.10 22-month, paid annually 5.00 5.10 +0.10 23-month, paid monthly or quarterly 4.90 5.00 +0.10 23-month, paid annually 5.00 5.10 +0.10
Enjoy a competitive interest rate and the ability to choose a term that suits your needs
Notes on NAB term deposits
to leave a note.
As of 1 November 2026, NAB has one term deposit product tracked by BankMate, over 27 terms from 1 month to 5 years. Its highest rate is 5.30% p.a. on the NAB Term Deposit for 1 year, 52nd of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 22 September 2026. From the provider's Consumer Data Right feed, refreshed nightly.