Issuer profile · Credit cards
LiveNAB credit cards
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As of 18 September 2026, NAB has six credit cards tracked by BankMate, all carrying a sign-up bonus. The NAB Qantas Rewards Signature Card's 130,000 pts are worth about $1,040, or $720 after its $320 first-year fee, which ranks 11th of 51 bonus cards.
- Top bonus, net of fee
- $720
- NAB Qantas Rewards Signature Card · $1,040 less $320
- Market rank
- #11
- of 51 cards with a bonus
- Cards
- 6
- 6 with a bonus · 2 programs
- Last change
- —
- None recorded yet
Offers and when they end
Bonus value net of first-year fee · expiry from the issuer's terms- Qantas Rewards Signature Card$720 net30 Sept 202612 days left
Qantas Rewards Premium Card ($605 net) and Rewards Platinum Card ($405 net) and Low Rate Card ($360 net) and Low Fee Card ($151 net) and Rewards Signature Card ($130 net) carry a standing bonus with no published end date. Issuers usually renew or reprice an offer at expiry; the changelog records what actually happened.
What changed
No changes recorded for NAB's credit cards since tracking began on 10 September 2026.
Cards
Ranked by bonus net of first-year fee · of 51 bonus cardsQantas Frequent Flyer · 2
NAB Qantas Rewards Signature CardEnds soon1 Qantas Frequent Flyer pts per $ · $420 fee, $320 in year 1 · ends 30 Sept 2026
$720#11 of 51130,000 pts ≈ $1,040 · 100k in year 1
- Annual fee
- $420
- First-year fee
- $320
- Additional cardholder
- Free
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 1 Qantas Frequent Flyer pts per $
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
Apply by 30 September 2026. 100,000 bonus points and $250 cashback when you spend $5,000 on everyday purchases within the first 90 days of account opening + 30,000 bonus points when you keep your card for over 12 months. Not available if you hold or have held a personal NAB Qantas Rewards card in the last 24 months.

1 Qantas Frequent Flyer pts per $ · $295 fee, $195 in year 1
$605#15 of 51100,000 pts ≈ $800 · 60k in year 1
- Annual fee
- $295
- First-year fee
- $195
- Additional cardholder
- Free
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 1 Qantas Frequent Flyer pts per $
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
60,000 bonus points and $150 cashback when you spend $3,000 on everyday purchases within the first 90 days of account opening + 40,000 bonus points when you keep your card for over 12 months
NAB Rewards · 2
100,000 pts ≈ $500 · 80k in year 1
- Annual fee
- $195
- First-year fee
- $95
- Additional cardholder
- Free
- Rewards program
- NAB Rewards
- Base earn rate
- 1 NAB Rewards pts per $
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- Yes
80,000 bonus points when you spend $3,000 on everyday purchases within the first 90 days of account opening + 20,000 bonus points when you keep your card for over 12 months
110,000 pts ≈ $550 · 80k in year 1
- Annual fee
- $420
- Monthly fee
- $35
- Additional cardholder
- Free
- Rewards program
- NAB Rewards
- Base earn rate
- 0.5 NAB Rewards pts per $
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
80,000 BONUS POINTS when you spend $5,000 on everyday purchases within the first 60 days of account opening.NAB may vary or end this offer at any time. + 30,000 BONUS POINTS when you keep your card for over 12 months.NAB may vary or end this offer at any time.
No rewards · 2
$400 value
- Annual fee
- $99
- First-year fee
- $40
- Additional cardholder
- Free
- Rewards program
- None
- Purchase rate
- 13.49% p.a.
- Cash advance rate
- 21.74% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
$400 Cash Back when $5000 is spent on everyday purchases within 150 days of account opening.
$200 value
- Annual fee
- $49
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- None
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- Yes
$200 cashback when you spend $1,500 on purchases within 90 days from account opening.
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare all credit cards · Card report
Notes on NAB credit cards
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