110,000 pts NAB Rewards, worth about $550 as of 18 September 2026. After the $420 first-year fee it nets $130, 43rd of 51 bonus cards tracked by BankMate. No end date is published for the offer.
110,000points
80,000 pts in year one, the rest in year two · ≈ $550 in value · $130 after the $420 first-year fee
80,000 BONUS POINTS when you spend $5,000 on everyday purchases within the first 60 days of account opening.NAB may vary or end this offer at any time. + 30,000 BONUS POINTS when you keep your card for over 12 months.NAB may vary or end this offer at any time.
Bonus over time
Sign-up bonus points- NAB Rewards Signature Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $420
- Monthly fee
- $35
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Late payment fee
- $20
Earning
- Rewards program
- NAB Rewards
- Base earn rate
- 0.5 NAB Rewards pts per $
- Travel spend
- 3 pts per $
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 12 months, then 21.74%
Perks
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $6,000
About this product
The new NAB Rewards Signature Card allows you to earn points with premium services and complimentary insurances.