As of 18 September 2026, the BCU Bridging Loan's variable owner-occupier P&I variant has a comparison rate of 9.79% (9.76% advertised), ranking 107th of 107 variable owner-occupier P&I loans and sitting 3.03 points above the market average of 6.76%.
9.79%comparison rate p.a.
9.76% advertised · Variable · P&I · Owner-occupier
Rate over time
Comparison rate · Variable · P&I · Owner-occupier- Bridging Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier
- 9.79% comparison · 9.76% advertised
Fees
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Valuation fee
- None
Features
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
- Maximum loan
- $5,000,000
About this product
BCU Bank's bridging loan is a short-term fully secured loan, that allows you to finance the purchase or construction of a new home before your current home is sold.