As of 18 September 2026, the BCU OMG Home Loan (P&I) LVR<60's variable owner-occupier P&I variant has a comparison rate of 6.02% (5.99% advertised), ranking 7th of 107 variable owner-occupier P&I loans and sitting 0.74 points below the market average of 6.76%.
6.02%comparison rate p.a.
5.99% advertised · Variable · P&I · Owner-occupier · ≤60% LVR
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · ≤60% LVR- OMG Home Loan (P&I) LVR<60 · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.02% comparison · 5.99% advertised
Fees
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Valuation fee
- None
- Redraw fee
- None
Features
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
- Maximum loan
- $5,000,000
About this product
Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with ongoing fees, for owner-occupiers.