As of 18 September 2026, the BCU Variable Home Loan Inv's variable investor P&I variant has a comparison rate of 6.47% (6.44% advertised), ranking 23rd of 81 variable investor P&I loans.
6.47%comparison rate p.a.
6.44% advertised · Variable · P&I · Investor
Rate over time
Comparison rate · Variable · P&I · Investor- Variable Home Loan Inv · Variable · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor
- 6.47% comparison · 6.44% advertised
Fees
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Valuation fee
- None
- Redraw fee
- None
Features
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
- Maximum loan
- $5,000,000
About this product
Our Variable Home Loan - Investment is a variable rate home loan with 100% offset option for investors looking to refinance or purchase an investment property