As of 18 September 2026, the BCU Investment IO Fixed Home Loan's 2-year fixed investor interest-only variant has a comparison rate of 6.48% (6.49% advertised), ranking 5th of 45 2-year fixed investor interest-only loans. The product comes in 5 variants; the others are investor, interest-only and other fixed terms.
6.48%comparison rate p.a.
6.49% advertised · 2yr Fixed · Interest Only · Investor
4 other variants: investor, interest-only and other fixed terms below.
Rate over time
Comparison rate · 2yr Fixed · Interest Only · Investor- Investment IO Fixed Home Loan · 2yr Fixed · Interest Only · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · Interest Only · Investor
- 6.48% comparison · 6.52% advertised
- 2yr Fixed · Interest Only · Investor
- 6.48% comparison · 6.49% advertised
- 3yr Fixed · Interest Only · Investor
- 6.60% comparison · 6.89% advertised
- 4yr Fixed · Interest Only · Investor
- 6.71% comparison · 7.09% advertised
- 5yr Fixed · Interest Only · Investor
- 6.76% comparison · 7.09% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Valuation fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
- Maximum loan
- $5,000,000
About this product
BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments up to $25,000 during the fixed term.