Ultimate Essentials DHOAS Fix

As of 18 September 2026, the Defence Bank Ultimate Essentials DHOAS Fix's 5-year fixed owner-occupier P&I variant has a comparison rate of 6.77% (6.55% advertised), ranking 24th of 49 5-year fixed owner-occupier P&I loans. The product comes in 5 variants; the others are other fixed terms.

6.77%comparison rate p.a.

6.55% advertised · 5yr Fixed · P&I · Owner-occupier

4 other variants: other fixed terms below.

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Rate over time

Comparison rate · 5yr Fixed · P&I · Owner-occupier

Ultimate Essentials DHOAS Fix · 5yr Fixed · P&I · Owner-occupier
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

1yr Fixed · P&I · Owner-occupier: 6.84% comparison · 6.39% advertised
2yr Fixed · P&I · Owner-occupier: 6.82% comparison · 6.49% advertised
3yr Fixed · P&I · Owner-occupier: 6.81% comparison · 6.55% advertised
4yr Fixed · P&I · Owner-occupier: 6.79% comparison · 6.55% advertised
5yr Fixed · P&I · Owner-occupier: 6.77% comparison · 6.55% advertised

Fees

Headline variant

Application fee: None
Ongoing fee: $8 a month
Discharge fee: None
Package annual fee: $96 a year

Features

Headline variant

Offset account: No
Redraw: No
Extra repayments: Yes
Portable: No
Repayment holiday: No

About this product

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