🏦
Defence Bank · Home loan · Variable
LiveUltimate Essentials Variable
As of 18 September 2026, the Defence Bank Ultimate Essentials Variable's variable owner-occupier P&I variant has a comparison rate of 6.84% (6.74% advertised), ranking 83rd of 107 variable owner-occupier P&I loans and sitting 0.08 points above the market average of 6.76%.
6.84%comparison rate p.a.
6.74% advertised · Variable · P&I · Owner-occupier
Rate over time
Comparison rate · Variable · P&I · Owner-occupier- Ultimate Essentials Variable · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier
- 6.84% comparison · 6.74% advertised
Fees
- Application fee
- None
- Ongoing fee
- $8 a month
- Discharge fee
- None
- Package annual fee
- $96 a year
- Redraw fee
- None
Features
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- Yes
- Repayment holiday
- No
About this product
The cream of the crop when it comes to our range of home loans on offer.