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Defence Bank · Home loan · Variable
LiveUltimate Essentials I/O
As of 18 September 2026, the Defence Bank Ultimate Essentials I/O's variable investor interest-only variant has a comparison rate of 7.02% (6.94% advertised), ranking 50th of 80 variable investor interest-only loans.
7.02%comparison rate p.a.
6.94% advertised · Variable · Interest Only · Investor
Rate over time
Comparison rate · Variable · Interest Only · Investor- Ultimate Essentials I/O · Variable · Interest Only · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · Interest Only · Investor
- 7.02% comparison · 6.94% advertised
Fees
- Application fee
- None
- Ongoing fee
- $8 a month
- Discharge fee
- None
- Package annual fee
- $96 a year
Features
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
- Portable
- Yes
- Repayment holiday
- No
About this product
The cream of the crop when it comes to our range of home loans on offer.