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Defence Bank · Home loan · Variable

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Ultimate Essentials I/O Con

As of 18 September 2026, the Defence Bank Ultimate Essentials I/O Con's variable owner-occupier interest-only variant has a comparison rate of 6.84% (6.74% advertised), ranking 28th of 68 variable owner-occupier interest-only loans.

6.84%comparison rate p.a.

6.74% advertised · Variable · Interest Only · Owner-occupier

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Rate over time

Comparison rate · Variable · Interest Only · Owner-occupier
  • Ultimate Essentials I/O Con · Variable · Interest Only · Owner-occupier
  • RBA cash rate
4.005.006.007.00Today6.84% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · Interest Only · Owner-occupier
6.84% comparison · 6.74% advertised

Fees

Application fee
None
Ongoing fee
$8 a month
Discharge fee
None
Package annual fee
$96 a year

Features

Offset account
Yes
Redraw
No
Extra repayments
Yes
Portable
Yes
Repayment holiday
No

About this product

The cream of the crop when it comes to our range of home loans on offer.

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