Regional Australia Bank · Home loan · 3yr Fixed
LiveRegional Australia Bank Home Loan (Fixed Owner Occupied)
As of 18 September 2026, the Regional Australia Bank Regional Australia Bank Home Loan (Fixed Owner Occupied)'s 3-year fixed owner-occupier P&I variant has a comparison rate of 5.95% (5.99% advertised), ranking 1st of 50 3-year fixed owner-occupier P&I loans. The product comes in 50 variants; the others are interest-only, other fixed terms and other LVR bands.
5.99% advertised · 3yr Fixed · P&I · Owner-occupier · ≤60% LVR
49 other variants: interest-only, other fixed terms and other LVR bands below.
Rate over time
Comparison rate · 3yr Fixed · P&I · Owner-occupier · ≤60% LVR- Regional Australia Bank Home Loan (Fixed Owner Occupied) · 3yr Fixed · P&I · Owner-occupier
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 5.95% comparison · 6.20% advertised
- 1yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 5.99% comparison · 6.20% advertised
- 1yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.08% comparison · 6.20% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.55% comparison · 6.59% advertised
- 1yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 6.97% comparison · 6.95% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 5.97% comparison · 6.45% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.02% comparison · 6.45% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.11% comparison · 6.45% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.19% comparison · 6.84% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.00% comparison · 7.20% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 5.98% comparison · 6.22% advertised
- 2yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.02% comparison · 6.22% advertised
- 2yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.10% comparison · 6.22% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.56% comparison · 6.60% advertised
- 2yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 6.97% comparison · 6.97% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.03% comparison · 6.47% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.07% comparison · 6.47% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.15% comparison · 6.47% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.27% comparison · 6.85% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.02% comparison · 7.22% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 5.95% comparison · 5.99% advertised
- 3yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.01% comparison · 6.09% advertised
- 3yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.08% comparison · 6.09% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.57% comparison · 6.60% advertised
- 3yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 6.98% comparison · 6.97% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.01% comparison · 6.24% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.08% comparison · 6.34% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.15% comparison · 6.34% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.33% comparison · 6.85% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.05% comparison · 7.22% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.10% comparison · 6.39% advertised
- 4yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.13% comparison · 6.39% advertised
- 4yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.25% comparison · 6.54% advertised
- 4yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.62% comparison · 6.72% advertised
- 4yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.02% comparison · 7.09% advertised
- 4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.18% comparison · 6.64% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.22% comparison · 6.64% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.33% comparison · 6.79% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.43% comparison · 6.97% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.11% comparison · 7.34% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.20% comparison · 6.52% advertised
- 5yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.22% comparison · 6.52% advertised
- 5yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.35% comparison · 6.67% advertised
- 5yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.70% comparison · 6.85% advertised
- 5yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.09% comparison · 7.22% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.29% comparison · 6.77% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.32% comparison · 6.77% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.44% comparison · 6.92% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.55% comparison · 7.10% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.20% comparison · 7.47% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
Features
Headline variant- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $500
About this product
Our fixed-rate home loan is a great option if you'd prefer to lock in your home loan repayments and stay on top of your budgeting.