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Regional Australia Bank · Home loan · 3yr Fixed

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Regional Australia Bank Home Loan (Fixed Owner Occupied)

As of 18 September 2026, the Regional Australia Bank Regional Australia Bank Home Loan (Fixed Owner Occupied)'s 3-year fixed owner-occupier P&I variant has a comparison rate of 5.95% (5.99% advertised), ranking 1st of 50 3-year fixed owner-occupier P&I loans. The product comes in 50 variants; the others are interest-only, other fixed terms and other LVR bands.

5.95%comparison rate p.a.

5.99% advertised · 3yr Fixed · P&I · Owner-occupier · ≤60% LVR

49 other variants: interest-only, other fixed terms and other LVR bands below.

Go to Regional Australia Bank

Rate over time

Comparison rate · 3yr Fixed · P&I · Owner-occupier · ≤60% LVR
  • Regional Australia Bank Home Loan (Fixed Owner Occupied) · 3yr Fixed · P&I · Owner-occupier
  • RBA cash rate
4.505.005.506.00Today5.95% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
1yr Fixed · P&I · Owner-occupier · ≤60% LVR
5.95% comparison · 6.20% advertised
1yr Fixed · P&I · Owner-occupier · 60–70% LVR
5.99% comparison · 6.20% advertised
1yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.08% comparison · 6.20% advertised
1yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.55% comparison · 6.59% advertised
1yr Fixed · P&I · Owner-occupier · 90–95% LVR
6.97% comparison · 6.95% advertised
1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
5.97% comparison · 6.45% advertised
1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.02% comparison · 6.45% advertised
1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.11% comparison · 6.45% advertised
1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.19% comparison · 6.84% advertised
1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.00% comparison · 7.20% advertised
2yr Fixed · P&I · Owner-occupier · ≤60% LVR
5.98% comparison · 6.22% advertised
2yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.02% comparison · 6.22% advertised
2yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.10% comparison · 6.22% advertised
2yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.56% comparison · 6.60% advertised
2yr Fixed · P&I · Owner-occupier · 90–95% LVR
6.97% comparison · 6.97% advertised
2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.03% comparison · 6.47% advertised
2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.07% comparison · 6.47% advertised
2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.15% comparison · 6.47% advertised
2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.27% comparison · 6.85% advertised
2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.02% comparison · 7.22% advertised
3yr Fixed · P&I · Owner-occupier · ≤60% LVR
5.95% comparison · 5.99% advertised
3yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.01% comparison · 6.09% advertised
3yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.08% comparison · 6.09% advertised
3yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.57% comparison · 6.60% advertised
3yr Fixed · P&I · Owner-occupier · 90–95% LVR
6.98% comparison · 6.97% advertised
3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.01% comparison · 6.24% advertised
3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.08% comparison · 6.34% advertised
3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.15% comparison · 6.34% advertised
3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.33% comparison · 6.85% advertised
3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.05% comparison · 7.22% advertised
4yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.10% comparison · 6.39% advertised
4yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.13% comparison · 6.39% advertised
4yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.25% comparison · 6.54% advertised
4yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.62% comparison · 6.72% advertised
4yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.02% comparison · 7.09% advertised
4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.18% comparison · 6.64% advertised
4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.22% comparison · 6.64% advertised
4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.33% comparison · 6.79% advertised
4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.43% comparison · 6.97% advertised
4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.11% comparison · 7.34% advertised
5yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.20% comparison · 6.52% advertised
5yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.22% comparison · 6.52% advertised
5yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.35% comparison · 6.67% advertised
5yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.70% comparison · 6.85% advertised
5yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.09% comparison · 7.22% advertised
5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.29% comparison · 6.77% advertised
5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.32% comparison · 6.77% advertised
5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.44% comparison · 6.92% advertised
5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.55% comparison · 7.10% advertised
5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.20% comparison · 7.47% advertised

Fees

Headline variant
Application fee
None
Ongoing fee
None
Discharge fee
$395

Features

Headline variant
Offset account
No
Redraw
No
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$500

About this product

Our fixed-rate home loan is a great option if you'd prefer to lock in your home loan repayments and stay on top of your budgeting.

Compare all home loans