As of 18 September 2026, the Suncorp 1,2,3 or 5 Year Fixed Rate's 5-year fixed owner-occupier P&I variant has a comparison rate of 8.37% (6.99% advertised), ranking 45th of 49 5-year fixed owner-occupier P&I loans. The product comes in 16 variants; the others are investor, interest-only and other fixed terms.
8.37%comparison rate p.a.
6.99% advertised · 5yr Fixed · P&I · Owner-occupier · 1–95% LVR
15 other variants: investor, interest-only and other fixed terms below.
Rate over time
Comparison rate · 5yr Fixed · P&I · Owner-occupier · 1–95% LVR- 1,2,3 or 5 Year Fixed Rate · 5yr Fixed · P&I · Owner-occupier
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · P&I · Owner-occupier · 1–95% LVR
- 9.12% comparison · 6.74% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 1–90% LVR
- 9.11% comparison · 6.94% advertised
- 1yr Fixed · P&I · Investor · 1–90% LVR
- 9.51% comparison · 6.89% advertised
- 1yr Fixed · Interest Only · Investor · 1–90% LVR
- 9.52% comparison · 6.94% advertised
- 2yr Fixed · P&I · Owner-occupier · 1–95% LVR
- 8.85% comparison · 6.69% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 1–90% LVR
- 8.86% comparison · 6.84% advertised
- 2yr Fixed · P&I · Investor · 1–90% LVR
- 9.20% comparison · 6.79% advertised
- 2yr Fixed · Interest Only · Investor · 1–90% LVR
- 9.24% comparison · 6.94% advertised
- 3yr Fixed · P&I · Owner-occupier · 1–95% LVR
- 8.68% comparison · 6.89% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 1–90% LVR
- 8.70% comparison · 7.04% advertised
- 3yr Fixed · P&I · Investor · 1–90% LVR
- 8.98% comparison · 6.94% advertised
- 3yr Fixed · Interest Only · Investor · 1–90% LVR
- 9.04% comparison · 7.09% advertised
- 5yr Fixed · P&I · Owner-occupier · 1–95% LVR
- 8.37% comparison · 6.99% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 1–90% LVR
- 8.40% comparison · 7.09% advertised
- 5yr Fixed · P&I · Investor · 1–90% LVR
- 8.62% comparison · 7.09% advertised
- 5yr Fixed · Interest Only · Investor · 1–90% LVR
- 8.67% comparison · 7.14% advertised
Fees
Headline variant- Application fee
- $990
- Ongoing fee
- $10 a month
- Discharge fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $10,000
- Maximum loan
- $3,750,000