As of 18 September 2026, the Suncorp Standard Variable Rate's variable owner-occupier P&I variant has a comparison rate of 9.41% (9.23% advertised), ranking 106th of 107 variable owner-occupier P&I loans and sitting 2.65 points above the market average of 6.76%. The product comes in 4 variants; the others are investor and interest-only.
9.41%comparison rate p.a.
9.23% advertised · Variable · P&I · Owner-occupier · 1–95% LVR
3 other variants: investor and interest-only below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · 1–95% LVR- Standard Variable Rate · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · 1–95% LVR
- 9.41% comparison · 9.23% advertised
- Variable · Interest Only · Owner-occupier · 1–90% LVR
- 9.45% comparison · 9.40% advertised
- Variable · P&I · Investor · 1–90% LVR
- 9.85% comparison · 9.70% advertised
- Variable · Interest Only · Investor · 1–90% LVR
- 10.05% comparison · 10.12% advertised
Fees
Headline variant- Application fee
- $990
- Ongoing fee
- $10 a month
- Discharge fee
- None
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $10,000
- Maximum loan
- $3,750,000
About this product
A full featured Home Loan for lending less than $150,000