As of 18 September 2026, the Suncorp Standard Variable Rate - Home Package Plus Special Offers's variable owner-occupier P&I variant has a comparison rate of 6.53% (6.18% advertised), ranking 63rd of 107 variable owner-occupier P&I loans and sitting 0.23 points below the market average of 6.76%. The product comes in 16 variants; the others are investor, interest-only and other LVR bands.
6.53%comparison rate p.a.
6.18% advertised · Variable · P&I · Owner-occupier · 70–80% LVR
15 other variants: investor, interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · 70–80% LVR- Standard Variable Rate - Home Package Plus Special Offers · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · 1–60% LVR
- 6.48% comparison · 6.13% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 6.48% comparison · 6.13% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.53% comparison · 6.18% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.91% comparison · 6.56% advertised
- Variable · Interest Only · Owner-occupier · 1–60% LVR
- 6.64% comparison · 6.56% advertised
- Variable · Interest Only · Owner-occupier · 60–70% LVR
- 6.64% comparison · 6.56% advertised
- Variable · Interest Only · Owner-occupier · 70–80% LVR
- 6.71% comparison · 6.66% advertised
- Variable · Interest Only · Owner-occupier · 80–90% LVR
- 7.30% comparison · 7.51% advertised
- Variable · P&I · Investor · 1–60% LVR
- 6.61% comparison · 6.26% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.63% comparison · 6.28% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.63% comparison · 6.28% advertised
- Variable · P&I · Investor · 80–90% LVR
- 7.25% comparison · 6.91% advertised
- Variable · Interest Only · Investor · 1–60% LVR
- 6.65% comparison · 6.40% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.66% comparison · 6.40% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.67% comparison · 6.44% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 7.24% comparison · 6.94% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- $31 a month
- Discharge fee
- None
- Package annual fee
- $375 a year
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- No
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $150,000
- Maximum loan
- $3,750,000
About this product
Special Offer discounts on Standard Variable rates in your Home Package Plus with New or additional Lending of > $150,000