As of 18 September 2026, the Suncorp Back to Basics Variable Rate Better Together Special Offer's variable owner-occupier P&I variant has a comparison rate of 6.14% (6.13% advertised), ranking 12th of 107 variable owner-occupier P&I loans and sitting 0.62 points below the market average of 6.76%. The product comes in 17 variants; the others are investor, interest-only and other LVR bands.
6.13% advertised · Variable · P&I · Owner-occupier · 70–80% LVR
16 other variants: investor, interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · 70–80% LVR- Back to Basics Variable Rate Better Together Special Offer · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · 1–60% LVR
- 6.09% comparison · 6.08% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 6.09% comparison · 6.08% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.14% comparison · 6.13% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.40% comparison · 6.39% advertised
- Variable · P&I · Owner-occupier · 90–95% LVR
- 7.34% comparison · 7.34% advertised
- Variable · Interest Only · Owner-occupier · 1–60% LVR
- 6.24% comparison · 6.44% advertised
- Variable · Interest Only · Owner-occupier · 60–70% LVR
- 6.24% comparison · 6.44% advertised
- Variable · Interest Only · Owner-occupier · 70–80% LVR
- 6.31% comparison · 6.54% advertised
- Variable · Interest Only · Owner-occupier · 80–90% LVR
- 6.81% comparison · 7.34% advertised
- Variable · P&I · Investor · 1–60% LVR
- 6.19% comparison · 6.18% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.23% comparison · 6.22% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.24% comparison · 6.23% advertised
- Variable · P&I · Investor · 80–90% LVR
- 6.84% comparison · 6.84% advertised
- Variable · Interest Only · Investor · 1–60% LVR
- 6.27% comparison · 6.38% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.29% comparison · 6.38% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.30% comparison · 6.38% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 6.84% comparison · 6.84% advertised
Fees
Headline variant- Application fee
- $990
- Ongoing fee
- None
- Discharge fee
- None
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $150,000
- Maximum loan
- $3,750,000
About this product
Better Together Special Offer - Save when you combine new or additional lending > $150,000, your Back to Basics Variable Home Loan and transaction account