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Unity Bank · Home loan · Variable
?Advantage Home Loan- Owner Occupied - Variable - Interest Only - With Offset
As of 18 September 2026, the Unity Bank Advantage Home Loan- Owner Occupied - Variable - Interest Only - With Offset's variable owner-occupier interest-only variant has a comparison rate of 6.48% (6.44% advertised), ranking 14th of 68 variable owner-occupier interest-only loans.
6.48%comparison rate p.a.
6.44% advertised · Variable · Interest Only · Owner-occupier
Rate over time
Comparison rate · Variable · Interest Only · Owner-occupier- Advantage Home Loan- Owner Occupied - Variable - Interest Only - With Offset · Variable · Interest Only · Owner-occupier
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · Interest Only · Owner-occupier
- 6.48% comparison · 6.44% advertised
Fees
- Application fee
- $200
- Ongoing fee
- None
- Discharge fee
- $300
- Redraw fee
- None
Features
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
About this product
An interest only home loan with an offset the choice of simple and straightforward features with a competitive interest rate.