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Unity Bank · Home loan · Variable
?Momentum Home Loan 60LVR - Owner Occupier - Variable - P&I SO
As of 18 September 2026, the Unity Bank Momentum Home Loan 60LVR - Owner Occupier - Variable - P&I SO's variable owner-occupier P&I variant has a comparison rate of 6.04% (5.99% advertised), ranking 9th of 107 variable owner-occupier P&I loans and sitting 0.72 points below the market average of 6.76%.
6.04%comparison rate p.a.
5.99% advertised · Variable · P&I · Owner-occupier · ≤60% LVR
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · ≤60% LVR- Momentum Home Loan 60LVR - Owner Occupier - Variable - P&I SO · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.04% comparison · 5.99% advertised
Fees
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Redraw fee
- None
Features
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
About this product
If you purchased your home a few years ago, your lifestyle, family or financial situation may have changed. Make your move and refinance with our Momentum Home Loan.