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Unity Bank · Home loan · Variable
?Retirees Access Home Loan
As of 18 September 2026, the Unity Bank Retirees Access Home Loan's variable investor interest-only variant has a comparison rate of 9.33% (9.25% advertised), ranking 70th of 80 variable investor interest-only loans.
9.33%comparison rate p.a.
9.25% advertised · Variable · Interest Only · Investor
Rate over time
Comparison rate · Variable · Interest Only · Investor- Retirees Access Home Loan · Variable · Interest Only · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · Interest Only · Investor
- 9.33% comparison · 9.25% advertised
Fees
- Application fee
- $200
- Ongoing fee
- None
- Discharge fee
- $300
- Redraw fee
- None
Features
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
About this product
The Retirees Access Home Loan is a reverse mortgage for retirees to borrow against the equity in their home. Balance of the loan is paid by your estate or when the property is vacated or sold.