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Unity Bank · Home loan · Variable

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Momentum Home Loan 60LVR - Property Investor - Variable I/O

As of 18 September 2026, the Unity Bank Momentum Home Loan 60LVR - Property Investor - Variable I/O's variable investor P&I variant has a advertised rate of 6.35%, ranking 11th of 81 variable investor P&I loans. The product comes in 2 variants; the other is investor and interest-only.

6.35%advertised rate p.a.

Variable · P&I · Investor · ≤60% LVR

1 other variant: investor and interest-only below.

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Rate over time

Advertised rate · Variable · P&I · Investor · ≤60% LVR
  • Momentum Home Loan 60LVR - Property Investor - Variable I/O · Variable · P&I · Investor
  • RBA cash rate
5.006.00Today6.35% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · P&I · Investor · ≤60% LVR
6.35% advertised
Variable · Interest Only · Investor · ≤60% LVR
6.40% comparison · 6.35% advertised

Fees

Headline variant
Application fee
$200
Ongoing fee
None
Discharge fee
$300
Redraw fee
None

Features

Headline variant
Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

About this product

Your lifestyle, family or financial situation may have changed since you purchased your property. Our Momentum Home Loan was designed to make refinancing from another financial institution easy.

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