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Westpac · Home loan · Variable
LiveFlexi First : Our lowest online variable home loan rate (Investor)
As of 18 September 2026, the Westpac Flexi First : Our lowest online variable home loan rate (Investor)'s variable investor interest-only variant has a comparison rate of 6.09% (6.39% advertised), ranking 1st of 80 variable investor interest-only loans. The product comes in 6 variants; the others are investor, interest-only and other LVR bands.
6.09%comparison rate p.a.
6.39% advertised · Variable · Interest Only · Investor · ≤70% LVR
5 other variants: investor, interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · Interest Only · Investor · ≤70% LVR- Flexi First : Our lowest online variable home loan rate (Investor) · Variable · Interest Only · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor · ≤70% LVR
- 6.15% comparison · 6.14% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.25% comparison · 6.24% advertised
- Variable · P&I · Investor · 80–95% LVR
- 7.15% comparison · 7.14% advertised
- Variable · Interest Only · Investor · ≤70% LVR
- 6.09% comparison · 6.39% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.19% comparison · 6.49% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 7.43% comparison · 7.64% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- Yes
- Repayment holiday
- Yes
Eligibility
- Minimum loan
- $25,000
About this product
Your double you gives you a discounted basic variable home loan rate.