As of 18 September 2026, the Westpac Rocket Loan : Variable Home Loan with Offset (Investor)'s variable investor P&I variant has a comparison rate of 9.42% (9.28% advertised), ranking 77th of 81 variable investor P&I loans. The product comes in 6 variants; the others are investor, interest-only and other LVR bands.
9.42%comparison rate p.a.
9.28% advertised · Variable · P&I · Investor · ≤70% LVR
5 other variants: investor, interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Investor · ≤70% LVR- Rocket Loan : Variable Home Loan with Offset (Investor) · Variable · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor · ≤70% LVR
- 9.42% comparison · 9.28% advertised
- Variable · P&I · Investor · 70–80% LVR
- 9.52% comparison · 9.38% advertised
- Variable · P&I · Investor · 80–95% LVR
- 9.82% comparison · 9.68% advertised
- Variable · Interest Only · Investor · ≤70% LVR
- 9.60% comparison · 9.54% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 9.70% comparison · 9.64% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 10.00% comparison · 9.94% advertised
Fees
Headline variant- Application fee
- $600
- Ongoing fee
- $33 a month
- Discharge fee
- $350
- Package annual fee
- $395 a year
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- Yes
- Repayment holiday
- Yes
Eligibility
- Minimum loan
- $10,000
About this product
You could save on home loan interest with up to 10 offset accounts, and unlimited extra repayments.