Home loan · Variable
Variable Rate Investment Property Loan
9.63%advertised rate p.a. · With the Premier Advantage Package · $395 a year
Variable · P&I · Investor · ≤95% LVR
85th of 85 variable investor P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Variable · P&I · Investor · ≤95% LVR
- 9.63% advertised
- Variable · Interest Only · Investor · ≤95% LVR
- 9.89% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Package (Premier Advantage Package)
- $395 a year
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- Yes
- Repayment holiday
- Yes
- Minimum loan
- $10,000
- Variable Rate Investment Property Loan · Variable · P&I · Investor
- RBA cash rate
October 20262 changes
- 13Tue
- 2 variants up 0.2513 days after the RBA rise to 4.60%+0.25All Variable · Investor · ≤95% LVR
P&I 9.38 9.63 +0.25 Interest Only 9.64 9.89 +0.25
- 8Thu
- Application fee $600 → $0 on 2 variants−$600All Variable · Investor · ≤95% LVR
P&I $600 $0 −$600 Interest Only $600 $0 −$600
A variable rate loan which gives flexibility and a choice of different payment options for investment or business purposes.
Also from Westpac: Flexi First Our lowest online variable home loan rate 6.35% · Fixed Rate Home Loan 7.02% · Rocket Loan Variable Home Loan with Offset 7.11%
As of 2 November 2026, the Westpac Variable Rate Investment Property Loan's variable investor P&I variant has a advertised rate of 9.63%, ranking 85th of 85 variable investor P&I loans. The product comes in 2 variants; the other is investor and interest-only. Its rate last moved on 13 October 2026, 13 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.