As of 18 September 2026, the Westpac Premium Options Home Loan's variable investor P&I variant has a advertised rate of 8.83%, ranking 72nd of 81 variable investor P&I loans. The product comes in 2 variants; the other is investor and interest-only.
8.83%advertised rate p.a.
Variable · P&I · Investor
1 other variant: investor and interest-only below.
Rate over time
Advertised rate · Variable · P&I · Investor- Premium Options Home Loan · Variable · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor
- 8.83% advertised
- Variable · Interest Only · Investor
- 9.42% advertised
Fees
Headline variant- Application fee
- $600
- Ongoing fee
- $33 a month
- Discharge fee
- $350
- Package annual fee
- $395 a year
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- Yes
- Repayment holiday
- Yes
Eligibility
- Minimum loan
- $10,000
About this product
A variable rate home loan which gives flexibility and a choice of different payment options for owner occupied or personal purposes.