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Gateway Bank · Personal loan · Unsecured · Fixed
LiveFixed Rate Personal Loan
As of 18 September 2026, the Gateway Bank Fixed Rate Personal Loan has a comparison rate of 13.39% (from 12.34% advertised), ranking 186th of 212 unsecured loans tracked by BankMate and sitting 3.74 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for any purpose with fees of $149 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
13.39%comparison rate p.a.
from 12.34% advertised · Unsecured · fixed · any purpose
Fees: $149 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Fixed Rate Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 12.34% p.a.
- Comparison rate
- 13.39% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $149
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $3,000 – $30,000
- Loan term
- 5 years to 5 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18