Personal loan · Unsecured · Variable
Personal Loan
12.63%comparison rate p.a.
from 11.59% advertised · Unsecured · variable · any purpose
66th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $149 application.
- Advertised rate
- from 11.59% p.a.
- Application fee
- $149
- Loan amount
- $3,000 – $30,000
- Minimum age
- 18
- Comparison rate
- 12.63% p.a.
- Monthly fee
- None
- Advertised rate
- from 11.59% p.a.
- Comparison rate
- 12.63% p.a.
- Rate type
- Variable
- Application fee
- $149
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $30,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Also from Gateway Bank: Car Loan 7.25%
As of 2 November 2026, the Gateway Bank Personal Loan has a comparison rate of 12.63% (from 11.59% advertised), ranking 66th of 84 unsecured loans tracked by BankMate and sitting 1.99 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $149 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.