🏦
Gateway Bank · Personal loan · Unsecured · Variable
LivePersonal Loan
As of 18 September 2026, the Gateway Bank Personal Loan has a comparison rate of 12.63% (from 11.59% advertised), ranking 178th of 212 unsecured loans tracked by BankMate and sitting 4.50 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $149 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
12.63%comparison rate p.a.
from 11.59% advertised · Unsecured · variable · any purpose
Fees: $149 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 11.59% p.a.
- Comparison rate
- 12.63% p.a.
- Rate type
- Variable
Fees
- Application fee
- $149
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $3,000 – $30,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18