As of 18 September 2026, Gateway Bank has three personal loans tracked by BankMate. Its lowest comparison rate is 7.25% on the Car Loan (unsecured · variable · car loan), ranking 46th of 212 unsecured loans and sitting 9.88 points below the unsecured market average of 17.13%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 7.25%
- Car Loan
- Market rank
- #46
- of 212 unsecured loans
- Loans
- 3
- 3 unsecured · 0 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their range- RBA cash rate
- Unsecured average
What changed
No changes recorded for Gateway Bank's personal loans since tracking began on 12 September 2026.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · variable · car loan · $149 application
7.25%#46 of 212comparison · from 7.04% advertised
- Advertised rate
- from 7.04% p.a.
- Comparison rate
- 7.25% p.a.
- Rate type
- Variable
- Application fee
- $149
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $75,000
- Extra repayments
- Yes
Unsecured · variable · any purpose · $149 application
12.63%#178 of 212comparison · from 11.59% advertised
- Advertised rate
- from 11.59% p.a.
- Comparison rate
- 12.63% p.a.
- Rate type
- Variable
- Application fee
- $149
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $30,000
- Extra repayments
- Yes
Unsecured · fixed · any purpose · $149 application
13.39%#186 of 212comparison · from 12.34% advertised
- Advertised rate
- from 12.34% p.a.
- Comparison rate
- 13.39% p.a.
- Rate type
- Fixed
- Application fee
- $149
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $30,000
- Loan term
- 5 years to 5 years
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Notes on Gateway Bank personal loans
to leave a note.