Personal loan · Secured · Variable

Car Loan

7.25%comparison rate p.a.

from 7.04% advertised · Secured · variable · car loan

28th of 98 secured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $149 application.

Advertised rate
from 7.04% p.a.
Application fee
$149
Loan amount
$3,000 – $75,000
Minimum age
18
Comparison rate
7.25% p.a.
Monthly fee
None
Compare all 182 personal loans

Advertised rate
from 7.04% p.a.
Comparison rate
7.25% p.a.
Rate type
Variable

Application fee
$149
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan amount
$3,000 – $75,000
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Minimum age
18

  • Car Loan
  • RBA cash rate
4.005.006.007.00SepOctToday7.25% p.a. today

No changes recorded for this product since tracking began on 12 September 2026.

Also from Gateway Bank: Personal Loan 12.63%

As of 3 November 2026, the Gateway Bank Car Loan has a comparison rate of 7.25% (from 7.04% advertised), ranking 28th of 98 secured loans tracked by BankMate. It is a secured variable-rate loan for car loan with fees of $149 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.