Fixed Personal Loan

As of 18 September 2026, the Horizon Bank Fixed Personal Loan has a comparison rate of 6.96% (from 6.74% advertised), ranking 32nd of 212 unsecured loans tracked by BankMate and sitting 10.17 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

6.96%comparison rate p.a.

from 6.74% advertised · Unsecured · fixed · car loan

Fees: $150 application.

Go to Horizon Bank

Rate over time

Comparison rate · lenders publish the lowest rate in their range

Fixed Personal Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 6.74% p.a.
Comparison rate: 6.96% p.a.
Rate type: Fixed

Fees

Application fee: $150
Monthly fee: None
Annual fee: None
Early repayment fee: None

Loan terms

Loan amount: From $1,000
Loan term: 5 years to 5 years
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: No

About this product

Make life happen with our New Car Loan. Take advantage of a great fixed rate, plus flexible loan features designed to get you on the road sooner

Compare all personal loans