Personal loan · Unsecured · Variable
Budget Personal Loan
10.13%comparison rate p.a.
from 9.99% advertised · Unsecured · variable · any purpose
38th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $100 application.
- Advertised rate
- from 9.99% p.a.
- Application fee
- $100
- Loan amount
- $500 – $30,000
- Comparison rate
- 10.13% p.a.
- Monthly fee
- None
- Extra repayments
- Yes
- Advertised rate
- from 9.99% p.a.
- Comparison rate
- 10.13% p.a.
- Rate type
- Variable
- Application fee
- $100
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $500 – $30,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Budget Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Use Budget Personal Loan to consolidate debt, purchase new appliances, go on holidays or achieve another financial goal. Benefit from competitive variable interest rates, flexible repayment & more
Also from Horizon Bank: New/Used Car To 12mths 8.46% · Fixed Personal Car Loan 8.46%
As of 1 November 2026, the Horizon Bank Budget Personal Loan has a comparison rate of 10.13% (from 9.99% advertised), ranking 38th of 84 unsecured loans tracked by BankMate and sitting 0.51 points below the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $100 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.