Personal loan · Secured · Variable
New/Used Car To 12mths
8.46%comparison rate p.a.
from 8.24% advertised · Secured · variable · car loan
64th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No application, monthly or annual fee.
- Advertised rate
- from 8.24% p.a.
- Application fee
- None
- Loan amount
- From $1,000
- Comparison rate
- 8.46% p.a.
- Monthly fee
- None
- Extra repayments
- Yes
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 8.46% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $1,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- New/Used Car To 12mths
- RBA cash rate
October 20261 change
- 15Thu
- 7.99 → 8.4615 days after the RBA rise to 4.60%+0.47
Also from Horizon Bank: Fixed Personal Car Loan 8.46% · Budget Personal Loan 10.13%
As of 1 November 2026, the Horizon Bank New/Used Car To 12mths has a comparison rate of 8.46% (from 8.24% advertised), ranking 64th of 98 secured loans tracked by BankMate. It is a secured variable-rate loan for car loan with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 15 October 2026, 15 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.