🏦
Horizon Bank · Personal loan · Unsecured · Variable
LivePersonal Saving Freeze
As of 18 September 2026, the Horizon Bank Personal Saving Freeze has a comparison rate of 6.75% (from 6.54% advertised), ranking 24th of 212 unsecured loans tracked by BankMate and sitting 10.38 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
6.75%comparison rate p.a.
from 6.54% advertised · Unsecured · variable · any purpose
No application, monthly or annual fee.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Personal Saving Freeze
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 6.54% p.a.
- Comparison rate
- 6.75% p.a.
- Rate type
- Variable
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- From $500
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No