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Southern Cross Credit Union · Personal loan · Secured · Fixed
LiveEMONEY SECURED PERSONAL LOAN
As of 18 September 2026, the Southern Cross Credit Union EMONEY SECURED PERSONAL LOAN has a comparison rate of 9.15% (from 8.24% advertised), ranking 37th of 48 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $250 application · $8 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
9.15%comparison rate p.a.
from 8.24% advertised · Secured · fixed · car loan
Fees: $250 application · $8/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- EMONEY SECURED PERSONAL LOAN
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 9.15% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $250
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $20,000 – $150,000
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
- Residency
- Australian residents only
About this product
Personal Loan from $20K-$150K with an acceptable asset offered to secure the loan such as a used car.