Lender profile · Personal loans
LiveSouthern Cross Credit Union personal loans
Southern Cross Credit Union also offers savings accounts, home loans and term deposits · Provider overview →
As of 18 September 2026, Southern Cross Credit Union has nine personal loans tracked by BankMate, five unsecured and four secured. Its lowest comparison rate is 8.85% on the MOTOR SCOUT NEW VEHICLE LOAN (unsecured · fixed · car loan), ranking 102nd of 212 unsecured loans and sitting 8.28 points below the unsecured market average of 17.13%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 8.85%
- MOTOR SCOUT NEW VEHICLE LOAN
- Market rank
- #102
- of 212 unsecured loans
- Loans
- 9
- 5 unsecured · 4 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their rangeWhat changed
No changes recorded for Southern Cross Credit Union's personal loans since tracking began on 12 September 2026.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · 5
Unsecured · fixed · car loan · $990 application · $8/mo
8.85%#102 of 212comparison · from 6.49% advertised
- Advertised rate
- from 6.49% p.a.
- Comparison rate
- 8.85% p.a.
- Rate type
- Fixed
- Application fee
- $990
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $150,000
- Loan term
- 3 years to 7 years
- NEW VEHICLE LOANFee-free
Unsecured · fixed · car loan · no fees
9.15%#105 of 212comparison · from 8.24% advertised
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 9.15% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
Unsecured · fixed · any purpose · $250 application · $8/mo
10.56%#143 of 212comparison · from 9.64% advertised
- Advertised rate
- from 9.64% p.a.
- Comparison rate
- 10.56% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $50,000
- Loan term
- 3 years to 7 years
Unsecured · fixed · any purpose · $250 application · $8/mo
10.56%#143 of 212comparison · from 9.64% advertised
- Advertised rate
- from 9.64% p.a.
- Comparison rate
- 10.56% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $50,000
- Loan term
- 3 years to 7 years
Unsecured · fixed · car loan · $990 application · $8/mo
10.61%#145 of 212comparison · from 8.24% advertised
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 10.61% p.a.
- Rate type
- Fixed
- Application fee
- $990
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $150,000
- Loan term
- 3 years to 7 years
Secured · 4
Secured · fixed · car loan · $250 application · $8/mo
9.15%#37 of 48comparison · from 8.24% advertised
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 9.15% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $150,000
- Loan term
- 3 years to 7 years
Secured · fixed · car loan · $250 application · $8/mo
9.15%#37 of 48comparison · from 8.24% advertised
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 9.15% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $150,000
- Loan term
- 3 years to 7 years
Secured · fixed · car loan · $250 application · $8/mo
9.15%#37 of 48comparison · from 8.24% advertised
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 9.15% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $150,000
- Loan term
- 3 years to 7 years
Secured · fixed · car loan · $250 application · $8/mo
9.15%#37 of 48comparison · from 8.24% advertised
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 9.15% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $150,000
- Loan term
- 3 years to 7 years
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Notes on Southern Cross Credit Union personal loans
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