Southern Cross Credit Union personal loans
3 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 1
comparison · from 9.64% advertised
- Advertised rate
- from 9.64% p.a.
- Comparison rate
- 10.56% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
Secured · 2
comparison · from 8.24% advertised
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 9.15% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
comparison · from 8.24% advertised
- Advertised rate
- from 8.24% p.a.
- Comparison rate
- 9.15% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No changes recorded for Southern Cross Credit Union's personal loans since tracking began on 12 September 2026.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on Southern Cross Credit Union personal loans
to leave a note.
As of 2 November 2026, Southern Cross Credit Union has three personal loans tracked by BankMate, one unsecured and two secured. Its lowest comparison rate is 10.56% on the Unsecured Personal Loan (unsecured · fixed · any purpose), ranking 47th of 84 unsecured loans and sitting 0.08 points below the unsecured market average of 10.64%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.