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Bank profile
LiveSouthern Cross Credit Union savings accounts
As of 18 September 2026, Southern Cross Credit Union has two savings accounts tracked by BankMate. Its STAR SAVER pays 5.20% p.a. total, which ranks 27th of 93 accounts and sits 0.34 points above the market average of 4.86%. Its rates last changed on 2 June 2026.
- Top rate
- 5.20%
- STAR SAVER
- Market rank
- #27
- of 93 accounts
- Market average
- 4.86%
- +0.34 for the top rate
- Last change
- 2 June 2026
- 6 changes on record
Rates over time
Total rate, conditions met- RBA cash rate
- Market average
What changed
6 changes since 1 Mar 2026- STAR SAVER 4.90 → 5.2027 days after the RBA rise to 4.35%+0.30
- LITTLE STAR SAVER 4.90 → 5.2026 days after the RBA rise to 4.35%+0.30
- STAR SAVER 4.75 → 4.9015 days after the RBA rise to 4.10%+0.15
- 2 accounts up 0.10 to 0.2514 days after the RBA rise to 4.10%mixed
- STAR SAVER 4.65 → 4.75
- LITTLE STAR SAVER 4.65 → 4.90
- STAR SAVER 4.40 → 4.6526 days after the RBA rise to 3.85%+0.25
Accounts
Ranked by total rate- Rate
1.00% base plus 4.20% bonus when the conditions are met, on balances up to $1,000,000. Last changed 2 June 2026 (+0.30).
Rate by balanceUp to $1M5.20%Conditions for the bonus rate- Balance growth
- $100/month
- Balance range
- $0 - $1,000,000
- Rate
1.00% base plus 4.20% bonus when the conditions are met, on balances up to $50,000. Last changed 1 June 2026 (+0.30).
Rate by balanceUp to $50k5.20%$50k+1.00%Conditions for the bonus rate- Withdrawals
- Not allowed
- Balance range
- $0 - $50,000
- Age
- Up to 13 years
Total rate is base plus bonus, assuming every monthly condition is met. Rank is among the 93 savings accounts BankMate tracks. Compare all accounts
Notes from savers
to leave a note.