Southern Cross Credit Union savings accounts

The RBA raised the cash rate to 4.60% on 30 September.

Everyday accountsEASY ACCESS · needed by 1 of its savings accounts

STAR SAVER opens only beside one.

SC

EASY ACCESSNo monthly fee

Not publishedon spending overseas

Not publishedat an overseas ATM

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Overseas ATM: this is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

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Rates over timeWith the RBA cash rate, since 1 Mar 2026

ChangesLast change 2 June

June 20262 changes

1. 2Tue
   • STAR SAVER4.90 → 5.20Bonus rate 3.90% → 4.20% · 27 days after the RBA rise to 4.35%
     +0.30
2. 1Mon
   • LITTLE STAR SAVER4.90 → 5.20Bonus rate 3.90% → 4.20% · 26 days after the RBA rise to 4.35%
     +0.30

April 20262 changes

1. 2Thu
   • STAR SAVER4.75 → 4.90Bonus rate 3.75% → 3.90% · 15 days after the RBA rise to 4.10%
     +0.15
2. 1Wed
   • 2 accounts up 0.10 to 0.2514 days after the RBA rise to 4.10%

     STAR SAVER	4.65	→	4.75	+0.10
     LITTLE STAR SAVER	4.65	→	4.90	+0.25

     +0.10 to +0.25

March 20261 change

1. 2Mon
   • STAR SAVER4.40 → 4.65Bonus rate 3.50% → 3.75% · 26 days after the RBA rise to 3.85%
     +0.25

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As of 2 November 2026, Southern Cross Credit Union has two savings accounts tracked by BankMate. Its STAR SAVER pays 5.20% p.a. total, which ranks 62nd of 151 accounts and sits 0.83 points above the market average of 4.37%. Its rates last changed on 2 June 2026. From Southern Cross Credit Union's Consumer Data Right feed, refreshed nightly. Total rate is base plus bonus, with every monthly condition met. Compare savings accounts · Report a data problem