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Bank profile · Term deposits

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Southern Cross Credit Union term deposits

Southern Cross Credit Union also offers savings accounts, home loans and personal loans · Provider overview →

As of 18 September 2026, Southern Cross Credit Union has one term deposit product tracked by BankMate, over 12 terms from 3 months to 2 years. Its highest rate is 5.30% p.a. on the TERM DEPOSIT for 9 months, 4th of 500 9-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 1 September 2026.

Best rate
5.30%
9 months · TERM DEPOSIT
Market rank
#4
of 500 9-month deposits
Terms
12
1 product
Last change
1 Sept 2026
2 changes on record

Rates over time

Best 12-month rate per product
  • TERM DEPOSIT
  • RBA cash rate
  • Market average · 12-month deposits
4.004.505.005.50MayJunJulAugToday5.10

What changed

2 changes since 9 Apr 2026
  1. TERM DEPOSIT · 5 terms moved in both directions
    mixed
  2. TERM DEPOSIT · 5 terms moved in both directions
    mixed

Term deposits

Best rate per product, by term · ranked within each term
  • interest at maturity or monthly or annually · from $5,000 · 12 terms

    3 mo 5.00%6 mo 5.10%9 mo 5.30%1 yr 5.10%2 yr 4.70%18 mo 3.50%
    5.30%#4 of 500

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on Southern Cross Credit Union term deposits

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