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Southern Cross Credit Union · Savings account

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LITTLE STAR SAVER

Pays 5.20% p.a. total (1.00% base plus 4.20% bonus) as of 18 September 2026. Ranks 27th of 93 savings accounts tracked by BankMate, 0.34 points above the average of 4.86%. The rate last rose on 1 June 2026, 26 days after the RBA raised the cash rate to 4.35%.

5.20%p.a.

1.00% base + 4.20% bonus · bonus up to $50,000 · variable

Rate over time

Total rate, conditions met
  • LITTLE STAR SAVER
  • RBA cash rate
  • Market average
4.004.505.00AprMayJunJulAugToday5.20% p.a. today

Position among 93 accounts

By month, end of month
  1. Mar 2026: ranked 19 of 74
  2. Apr 2026: ranked 24 of 88
  3. May 2026: ranked 17 of 91
  4. June 2026: ranked 22 of 91
  5. July 2026: ranked 24 of 92
  6. Aug 2026: ranked 24 of 92
  7. Sept 2026: ranked 27 of 93
Mar 2026This month

In the top 50% for every one of the last 7 months.

Changes

2 on record since 24 Mar 2026
  1. 4.90 → 5.20Bonus rate · 26 days after the RBA rise to 4.35%
    +0.30
  2. 4.65 → 4.90Base and bonus restructured · 14 days after the RBA rise to 4.10%
    +0.25

Conditions for the bonus rate

Checked each month
Withdrawals
Not allowed
Balance range
$0 - $50,000
Age
Up to 13 years

On your balance

Saved with your preferences
Interest this year
Each month
Against the average account (4.86%)
Rate by balance
Up to $50k
5.20%
$50k+
1.00%

Notes from savers

to leave a note.