Savings account · Up to 14 years
Southern Cross Credit Union Little Star Saver
5.20%p.a. total
1.00% base + 4.20% bonus when the conditions are met
62nd of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. LITTLE STAR SAVER hasn't moved yet. After the May rise it moved 26 days later.
What the bonus asks
1 thing each month- Each month
- No withdrawals
- A month without them
Pays the 1.00% base rate on the whole balance.
- Who can open it
Anyone under 15
- Balance
The bonus is paid on balances up to $50,000.
Rate history
Last change 1 June- LITTLE STAR SAVER
- RBA cash rate
- Market average
June 20261 change
- 1Mon
- 4.90 → 5.20Bonus rate 3.90% → 4.20% · 26 days after the RBA rise to 4.35%+0.30
April 20261 change
- 1Wed
- 4.65 → 4.90Base 0.90% → 1.00%, bonus 3.75% → 3.90% · 14 days after the RBA rise to 4.10%+0.25
- #14MarMar 2026: ranked 14 of 64
- #19AprApr 2026: ranked 19 of 76
- #13MayMay 2026: ranked 13 of 79
- #18JunJune 2026: ranked 18 of 79
- #19JulJuly 2026: ranked 19 of 80
- #19AugAug 2026: ranked 19 of 80
- #29SepSep 2026: ranked 29 of 120
- #61OctOct 2026: ranked 61 of 150
- #62NowNov 2026: ranked 62 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
In the top 25% for 7 of the last 9 months. Never below the top 50%.
- A year meeting the conditions
- $2,600
- A year without meeting the conditions
- $500
- Against the average (4.37%)
- +$416
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Other Southern Cross Credit Union accounts: STAR SAVER 5.20%
Pays 5.20% p.a. total (1.00% base plus 4.20% bonus) as of 1 November 2026. Ranks 62nd of 151 savings accounts tracked by BankMate, 0.83 points above the average of 4.37%. The rate last rose on 1 June 2026, 26 days after the RBA raised the cash rate to 4.35%. From Southern Cross Credit Union's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·