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Southern Cross Credit Union · Savings account
LiveLITTLE STAR SAVER
Pays 5.20% p.a. total (1.00% base plus 4.20% bonus) as of 18 September 2026. Ranks 27th of 93 savings accounts tracked by BankMate, 0.34 points above the average of 4.86%. The rate last rose on 1 June 2026, 26 days after the RBA raised the cash rate to 4.35%.
5.20%p.a.
1.00% base + 4.20% bonus · bonus up to $50,000 · variable
Rate over time
Total rate, conditions met- LITTLE STAR SAVER
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Mar 2026: ranked 19 of 74
- Apr 2026: ranked 24 of 88
- May 2026: ranked 17 of 91
- June 2026: ranked 22 of 91
- July 2026: ranked 24 of 92
- Aug 2026: ranked 24 of 92
- Sept 2026: ranked 27 of 93
Mar 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 50% for every one of the last 7 months.
Changes
2 on record since 24 Mar 2026- 4.90 → 5.20Bonus rate · 26 days after the RBA rise to 4.35%+0.30
- 4.65 → 4.90Base and bonus restructured · 14 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Withdrawals
- Not allowed
- Balance range
- $0 - $50,000
- Age
- Up to 13 years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $50k
5.20%$50k+
1.00%Notes from savers
to leave a note.