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Southern Cross Credit Union · Savings account
LiveSTAR SAVER
Pays 5.20% p.a. total (1.00% base plus 4.20% bonus) as of 18 September 2026. Ranks 27th of 93 savings accounts tracked by BankMate, 0.34 points above the average of 4.86%. The rate last rose on 2 June 2026, 27 days after the RBA raised the cash rate to 4.35%.
5.20%p.a.
1.00% base + 4.20% bonus · bonus up to $1,000,000 · unlimited withdrawals · variable
Rate over time
Total rate, conditions met- STAR SAVER
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 30 of 46
- Mar 2026: ranked 31 of 74
- Apr 2026: ranked 24 of 88
- May 2026: ranked 49 of 91
- June 2026: ranked 22 of 91
- July 2026: ranked 24 of 92
- Aug 2026: ranked 24 of 92
- Sept 2026: ranked 27 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 50% for 6 of the last 8 months. Its lowest was #30 of 46 in Feb 2026.
Changes
4 on record since 1 Mar 2026- 4.90 → 5.20Bonus rate · 27 days after the RBA rise to 4.35%+0.30
- 4.75 → 4.90Bonus rate · 15 days after the RBA rise to 4.10%+0.15
- 4.65 → 4.75Base rate · 14 days after the RBA rise to 4.10%+0.10
- 4.40 → 4.65Bonus rate · 26 days after the RBA rise to 3.85%+0.25
Conditions for the bonus rate
Checked each month- Balance growth
- $100/month
- Balance range
- $0 - $1,000,000
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $1M
5.20%Notes from savers
to leave a note.