Savings · Side by side

Southern Cross Credit Union Little Star Saver vs Southern Cross Credit Union Star Saver

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These are open to different people: Southern Cross Credit Union Little Star Saver only to anyone under 15, Southern Cross Credit Union Star Saver to anyone 14 or over.
Interest a year on $50,000, with the conditions met
$2,600
5.20% on this balance
$2,600
5.20% on this balance

Both pay $2,600 a year on $50,000.

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Where they differHow much of a balance the top rate covers, the conditions on the bonus and who can open it.

The same on both$500 a year without meeting the conditions, a 5.20% rate, a 1.00% base rate, a 4.20% bonus and no minimum balance.

Southern Cross Credit UnionLITTLE STAR SAVER
Southern Cross Credit UnionSTAR SAVER
Top rate paid up to
$50k
No cap
Covers all of it · Covers more of a balance
What the bonus asks each month
  1. No withdrawals
  1. A balance at least $100 higher than it started
Who can open it
Anyone under 15
Anyone 14 or over
Rank by total rate
42nd of 114
among accounts open to under-18s
52nd of 117
among accounts open to adults
Last rate change
1 June 2026
up 0.30
2 June 2026
up 0.30

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Southern Cross Credit Union Little Star Saver
Go to siteMore about this account
Southern Cross Credit Union Star Saver
Go to siteMore about this account

As of 2 November 2026, Southern Cross Credit Union Little Star Saver pays 5.20% with its monthly conditions met, and Southern Cross Credit Union Star Saver pays 5.20% with its monthly conditions met. On $50,000, that's $2,600 against $2,600 a year. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

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Other comparisons

A savings account against a term depositWhat each pays over the same term on your balance